{"id":3008,"date":"2025-08-14T13:40:18","date_gmt":"2025-08-14T13:40:18","guid":{"rendered":"https:\/\/vorsorge-basisrente.de\/home-3\/"},"modified":"2026-05-13T14:42:18","modified_gmt":"2026-05-13T14:42:18","slug":"startseite","status":"publish","type":"page","link":"https:\/\/vorsorge-basisrente.de\/","title":{"rendered":"Vorsorgen mit der BasisRente."},"content":{"rendered":"\n<div class=\"wp-block-uagb-container uagb-block-3de7d976 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div data-aos= \"zoom-in-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uag-blocks-common-selector uagb-block-ace2a463\">\n<div class=\"wp-block-uagb-info-box uagb-block-af25784e uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h1 class=\"uagb-ifb-title-prefix\">Steuern sparen<br>als Selbstst\u00e4ndiger<\/h1><h5 class=\"uagb-ifb-title\">&#8211; mit der BasisRente in 60 Minuten<br>zur optimalen L\u00f6sung.<\/h5><\/div><p class=\"uagb-ifb-desc\">Sie bauen erfolgreich ein Unternehmen auf und m\u00f6chten daher sp\u00e4ter wohlverdient in den Ruhestand gehen? Wichtig ist es, dass fr\u00fchzeitig R\u00fccklagen geschaffen werden um diese Ziel zu erreichen.<br><br>Ich helfe Ihnen&nbsp;dabei dieses Problem&nbsp;schnell und effektiv zu l\u00f6sen, damit Sie die Zeit&nbsp;in Ihr Unternehmen investieren k\u00f6nnen und sich nicht darum k\u00fcmmern m\u00fcssen.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uag-hide-mob uagb-block-4bd2e0f9\">\n<div class=\"wp-block-uagb-modal uagb-block-56e77351 uagb-modal-wrapper\" data-escpress=\"enable\" data-overlayclick=\"disable\"><div class=\"uagb-spectra-button-wrapper wp-block-button\"><a class=\"uagb-modal-button-link wp-block-button__link uagb-modal-trigger\" href=\"#\" onclick=\"return false;\" target=\"_self\" rel=\"noopener noreferrer\"><span class=\"uagb-modal-content-wrapper\"><span class=\"uagb-inline-editing\">Kostenloses Erstgespr\u00e4ch buchen<\/span><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><div class=\"uagb-effect-default uagb-modal-popup uagb-block-56e77351 uagb-modal-type-undefined\"><div class=\"uagb-modal-popup-wrap\"><div class=\"uagb-modal-popup-content\">\n<iframe loading=\"lazy\" name=\"BasisRente\" width=\"800px\" height=\"600px\" src=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" scrolling=\"yes\" marginwidth=\"0\" marginheight=\"0\" style=\"border:0px none #ffffff;\"><\/iframe>\n<\/div><button class=\"uagb-modal-popup-close\" aria-label=\"Close Modal\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M310.6 361.4c12.5 12.5 12.5 32.75 0 45.25C304.4 412.9 296.2 416 288 416s-16.38-3.125-22.62-9.375L160 301.3L54.63 406.6C48.38 412.9 40.19 416 32 416S15.63 412.9 9.375 406.6c-12.5-12.5-12.5-32.75 0-45.25l105.4-105.4L9.375 150.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 210.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-105.4 105.4L310.6 361.4z\"><\/path><\/svg><\/button><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-356dcffa uag-hide-desktop uag-hide-tab\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-fdd345ad wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" rel=\"follow noopener\" target=\"_blank\" role=\"button\"><div class=\"uagb-button__link\">Kostenloses Erstgespr\u00e4ch buchen<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-ast-global-color-8-color has-text-color has-link-color has-small-font-size wp-elements-6a1a01eac6f0d8382f4e959e6921221f\"><em>Kein Verkaufsdruck. Keine Verpflichtung. Nur Klarheit<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-image uagb-block-7452c022 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/10\/PG_BasisRente-683x1024.webp ,https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/10\/PG_BasisRente-scaled.webp 780w, https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/10\/PG_BasisRente-scaled.webp 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/10\/PG_BasisRente-683x1024.webp\" alt=\"Philipp Grauli - Altersvorsorge\" class=\"uag-image-3571\" width=\"683\" height=\"1024\" title=\"Philipp Grauli - Altersvorsorge\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n<\/div><\/div>\n\n\n\n<div data-aos= \"fade-up\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uag-hide-tab uag-hide-mob uagb-block-d24b8ac7 alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-81b4a2ff\">\n<p class=\"has-text-align-center has-ast-global-color-5-color has-text-color has-link-color has-medium-font-size wp-elements-12bd4f86d54fd5e966c9f0fc4fc7f445\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\"><strong>\u2713<\/strong><\/mark>  <strong>Attraktive Steuervorteile<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-53805cf6\">\n<p class=\"has-text-align-center has-ast-global-color-5-color has-text-color has-link-color has-medium-font-size wp-elements-511ec9bb5585cc146688533188cb0b99\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\"><strong>\u2713<\/strong><\/mark> <strong>Lebenslange Rente<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-364c98f1\">\n<p class=\"has-text-align-center has-ast-global-color-5-color has-text-color has-link-color has-medium-font-size wp-elements-a51db806b1d2a82825770368db757734\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\"><strong>\u2713<\/strong><\/mark>  <strong>Insolvenzschutz<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-ea226d62\">\n<p class=\"has-text-align-center has-ast-global-color-5-color has-text-color has-link-color has-medium-font-size wp-elements-e580996a8b7e9285e4e0dc21c209e8e8\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\"><strong>\u2713<\/strong><\/mark>  <strong>Hohe Renditechancen<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-b80f27b7 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-7d679f98 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h6 class=\"uagb-ifb-title-prefix\"><strong>UNSER BASISRENTEN-RECHNER<\/strong><\/h6><h2 class=\"uagb-ifb-title\">So geht BasisRente am Kapitalmarkt.<\/h2><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-cc657f56\">\n<!-- R\u00dcRUP-RECHNER \u2013 Eingaben in 2 Spalten, Ergebnis unten in voller Breite -->\n<style>\n  #ruerup-calculator { font-family: inherit; color:#222; }\n\n  \/* Au\u00dfen-Box *\/\n  #ruerup-calculator .box{\n    max-width:800px;\n    margin:0 auto;\n    background:#fff;\n    border-radius:20px;\n    box-shadow:0 10px 30px rgba(0,0,0,.08);\n    padding:2rem 1.75rem;\n    display:block;\n  }\n\n  #ruerup-calculator h2{\n    font-size:1.4rem;\n    margin:0 0 1.2rem;\n    font-weight:700;\n  }\n  #ruerup-calculator .lbl{\n    display:block;\n    font-size:.9rem;\n    margin-bottom:.35rem;\n    color:#555;\n  }\n  #ruerup-calculator .field{margin-bottom:1rem}\n\n  #ruerup-calculator input[type=text],\n  #ruerup-calculator select{\n    width:100%;\n    padding:.7rem 1rem;\n    border:1px solid #ddd;\n    border-radius:12px;\n    font-size:1rem;\n    background:#fff;\n    box-sizing:border-box;\n  }\n\n  #ruerup-calculator input[type=text]:focus,\n  #ruerup-calculator select:focus{\n    outline:none;\n    border-color:#00008f;\n    box-shadow:0 0 0 2px rgba(0,0,143,.08);\n  }\n\n  \/* Euro-Symbol rechts im Feld *\/\n  #ruerup-calculator .cur{position:relative}\n  #ruerup-calculator .pre{\n    position:absolute;\n    right:12px;\n    top:50%;\n    transform:translateY(-50%);\n    color:#00008f;\n    font-weight:600;\n    pointer-events:none;\n  }\n  #ruerup-calculator .cur input[type=text]{\n    padding-right:2.3rem; \/* Platz f\u00fcr \u20ac rechts *\/\n  }\n\n  \/* 2-Spalten Raster f\u00fcr die Eingabefelder (innen) *\/\n  #ruerup-calculator .rcw-inputs-grid{\n    display:grid;\n    grid-template-columns:1fr 1fr;\n    gap:1rem;\n  }\n  #ruerup-calculator .rcw-span-2{grid-column:span 2;}\n\n  @media (max-width:768px){\n    #ruerup-calculator .rcw-inputs-grid{\n      grid-template-columns:1fr;\n    }\n    #ruerup-calculator .rcw-span-2{grid-column:span 1}\n    #ruerup-calculator .box{\n      padding:1.5rem 1.25rem;\n    }\n  }\n\n  \/* Ergebnis-Kasten (hervorgehoben, Apple-like) *\/\n  #ruerup-calculator .hi{\n    margin-top:1.8rem;\n    padding:1.4rem 1.5rem;\n    border-radius:18px;\n    background:#f4f6ff;\n    border:1px solid #d3dbff;\n    box-shadow:0 12px 35px rgba(0,0,0,.04);\n  }\n  #ruerup-calculator .hi h2{\n    font-size:1.4rem;\n    margin:0 0 .9rem;\n    font-weight:700;\n    color:#00008f;\n  }\n\n  \/* Zwei Spalten im Ergebnis-Kasten f\u00fcr die beiden Werte *\/\n  #ruerup-calculator .rcw-result-grid{\n    display:grid;\n    grid-template-columns:1fr 1fr;\n    gap:1.2rem;\n    margin-top:.4rem;\n  }\n  @media (max-width:768px){\n    #ruerup-calculator .rcw-result-grid{grid-template-columns:1fr}\n  }\n\n  #ruerup-calculator .hi .item span{\n    display:block;\n    font-size:.95rem;\n    color:#555;\n    margin-bottom:.35rem;\n    line-height:1.5;\n  }\n  #ruerup-calculator .hi .item strong{\n    display:block;\n    font-size:1.35rem;\n    font-weight:700;\n    color:#00008f;\n    line-height:1.3;\n  }\n\n  \/* Button *\/\n  #ruerup-calculator .btn{\n    margin-top:1.6rem;\n    width:100%;\n    padding:.9rem;\n    font-size:1rem;\n    font-weight:600;\n    color:#fff;\n    background:#00008f;\n    border:none;\n    border-radius:999px;\n    cursor:pointer;\n    text-align:center;\n  }\n  #ruerup-calculator .btn:hover{\n    background:#00006b;\n  }\n<\/style>\n\n<div id=\"ruerup-calculator\">\n  <div class=\"box\">\n    <!-- Eingaben (innen 2 Spalten) -->\n    <h2>Ihre Angaben.<\/h2>\n    <div class=\"rcw-inputs-grid\">\n      <div class=\"field\">\n        <label class=\"lbl\">Zu versteuerndes Einkommen (j\u00e4hrlich)<\/label>\n        <div class=\"cur\">\n          <input type=\"text\" id=\"income\" placeholder=\"100.000,00\" value=\"100.000,00\">\n          <span class=\"pre\">\u20ac<\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"field\">\n        <label class=\"lbl\">Geplanter Jahresbeitrag BasisRente<\/label>\n        <div class=\"cur\">\n          <input type=\"text\" id=\"contrib\" placeholder=\"6.000,00\" value=\"6.000,00\">\n          <span class=\"pre\">\u20ac<\/span>\n        <\/div>\n      <\/div>\n\n      <div class=\"field\">\n        <label class=\"lbl\">Ehegattensplitting<\/label>\n        <select id=\"split\">\n          <option value=\"nein\">nein<\/option>\n          <option value=\"ja\">ja<\/option>\n        <\/select>\n      <\/div>\n\n      <div class=\"field\">\n        <label class=\"lbl\">J\u00e4hrliche Rendite am Kapitalmarkt<\/label>\n        <select id=\"ret\">\n          <option value=\"0.03\">3 %<\/option>\n          <option value=\"0.04\">4 %<\/option>\n          <option value=\"0.05\">5 %<\/option>\n          <option value=\"0.06\" selected>6 %<\/option>\n          <option value=\"0.07\">7 %<\/option>\n          <option value=\"0.08\">8 %<\/option>\n        <\/select>\n      <\/div>\n\n      <div class=\"field rcw-span-2\">\n        <label class=\"lbl\">Geburtsdatum<\/label>\n       <input\n  type=\"text\"\n  id=\"bd\"\n  placeholder=\"TT.MM.JJJJ\"\n  inputmode=\"numeric\"\n  oninput=\"\n    this.value = this.value\n      .replace(\/[^0-9]\/g,'')        \n      .replace(\/^(\\d{2})(\\d)\/,'$1.$2')\n      .replace(\/^(\\d{2}\\.\\d{2})(\\d)\/,'$1.$2')\n      .slice(0,10);\n  \"\n>\n      <\/div>\n    <\/div>\n\n    <!-- Ergebnis unten in voller Breite -->\n    <div class=\"hi\" id=\"hi\">\n      <h2>Ihr Ergebnis.<\/h2>\n      <div class=\"rcw-result-grid\">\n        <div class=\"item\">\n          <span>Gesch\u00e4tzte Steuerersparnis (j\u00e4hrlich)<\/span>\n          <strong id=\"sav\">\u2013<\/strong>\n        <\/div>\n        <div class=\"item\">\n          <span>M\u00f6gliche monatl. Rente mit 67 Jahren<\/span>\n          <strong id=\"pens\">\u2013<\/strong>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <!-- Button (Berechnung l\u00e4uft auch live bei Eingaben) -->\n    <button class=\"btn\" id=\"btnCalc\">Berechnen<\/button>\n  <\/div>\n<\/div>\n\n<script>\n(function(){\n  if(document.readyState==='loading'){\n    document.addEventListener('DOMContentLoaded',init);\n  } else {\n    init();\n  }\n\n  function init(){\n    const $ = s => document.querySelector(s);\n    const income = $('#income'),\n          contrib = $('#contrib'),\n          split   = $('#split'),\n          ret     = $('#ret'),\n          bd      = $('#bd');\n\n    function parseDE(x){\n      let s = (x||'').toString().trim();\n      if(!s) return 0;\n      s = s.replace(\/[^0-9,\\.]\/g,'').replace(\/\\.\/g,'').replace(',','.');\n      let n = parseFloat(s);\n      return isFinite(n) ? n : 0;\n    }\n\n    function fmtDE(n){\n      n = isFinite(n) ? n : 0;\n      return n.toLocaleString('de-DE',{minimumFractionDigits:2,maximumFractionDigits:2});\n    }\n\n    function euro(v){ return fmtDE(v)+' \u20ac'; }\n\n    \/\/ Geburtsdatum als TT.MM.JJJJ parsen\n    function yrsToRet(b){\n      if(!b) return 30;\n      const parts = b.split('.');\n      if(parts.length !== 3) return 30;\n      const d = parseInt(parts[0],10),\n            m = parseInt(parts[1],10) - 1,\n            y = parseInt(parts[2],10);\n      const dt = new Date(y, m, d);\n      if(isNaN(dt.getTime())) return 30;\n      const r = new Date(dt);\n      r.setFullYear(r.getFullYear() + 67);\n      const now = new Date();\n      const yDiff = (r - now) \/ (365.25 * 24 * 3600 * 1000);\n      return Math.max(0, Math.floor(yDiff));\n    }\n\n    function fv(A,r,n){\n      if(n<=0) return 0;\n      if(r<=0) return A*n;\n      return A * ((Math.pow(1+r,n)-1)\/r);\n    }\n\n    function est2025(x,sp){\n      x = Math.floor(Math.max(0,x));\n      let t;\n      if(x<=12096){\n        t = 0;\n      } else if(x<=17443){\n        let y = (x-12096)\/10000;\n        t = (932.30*y+1400)*y;\n      } else if(x<=68480){\n        let z = (x-17443)\/10000;\n        t = (176.64*z+2397)*z+1015.13;\n      } else if(x<=277825){\n        t = 0.42*x-10911.92;\n      } else {\n        t = 0.45*x-19246.67;\n      }\n      if(sp==='ja') return 2*est2025(x\/2,'nein');\n      return Math.floor(Math.max(0,t));\n    }\n\n    function calc(){\n      let inc  = parseDE(income.value),\n          con  = parseDE(contrib.value),\n          sp   = split.value;\n\n      let incY = inc,\n          conY = con;\n\n      let limit = (sp==='ja') ? 58688 : 29344,\n          ded   = Math.min(conY,limit);\n\n      let tB = est2025(incY,sp),\n          tA = est2025(Math.max(0,incY-ded),sp),\n          s  = tB - tA;\n\n      let yrs = yrsToRet(bd.value);\n      let g   = parseFloat(ret.value) || 0.06,\n          r   = Math.max(0, g - 0.01);\n\n      let future = fv(conY + s, r, yrs),\n          pens   = (future\/10000)*24.54;\n\n      $('#sav').textContent  = euro(s);\n      $('#pens').textContent = euro(pens);\n    }\n\n    $('#btnCalc').addEventListener('click',calc);\n    [income,contrib].forEach(el => el.addEventListener('input',calc));\n    [split,ret,bd].forEach(el => el.addEventListener('change',calc));\n\n    calc();\n  }\n})();\n<\/script>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size uag-hide-mob\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">\u2139\ufe0f Dies ist nur eine fiktive Beispielrechnung bezogen auf die angegebenen Werte. F\u00fcr eine genaue Berechnung werden weitere Informationen ben\u00f6tigt.<\/p>\n\n\n\n<div class=\"wp-block-uagb-separator uagb-block-e3fb3887\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-22f09984 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h6 class=\"uagb-ifb-title-prefix\"><strong>GRAFIK<\/strong><\/h6><h2 class=\"uagb-ifb-title\">Steuerersparnisse mit einer BasisRente. <\/h2><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list uagb-block-e64342a5\"><div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-410216b0\"><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M512 256C512 397.4 397.4 512 256 512C114.6 512 0 397.4 0 256C0 114.6 114.6 0 256 0C397.4 0 512 114.6 512 256z\"><\/path><\/svg><\/span><span class=\"uagb-icon-list__label\">Jahresbeitrag BasisRente<\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-a74201bd\"><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M512 256C512 397.4 397.4 512 256 512C114.6 512 0 397.4 0 256C0 114.6 114.6 0 256 0C397.4 0 512 114.6 512 256z\"><\/path><\/svg><\/span><span class=\"uagb-icon-list__label\">Steuerersparnis bei 42 %<\/span><\/div>\n<\/div><\/div>\n\n\n\n<div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-image uagb-block-fda15d2b wp-block-uagb-image--layout-default wp-block-uagb-image--effect-zoomin wp-block-uagb-image--align-none\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/09\/Steuerersparnis-Grafik-1-1-1024x627.webp ,https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/09\/Steuerersparnis-Grafik-1-1-scaled.webp 780w, https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/09\/Steuerersparnis-Grafik-1-1-scaled.webp 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/09\/Steuerersparnis-Grafik-1-1-1024x627.webp\" alt=\"\" class=\"uag-image-3295\" width=\"875\" height=\"515\" title=\"Steuerersparnis (Grafik) (1)\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center has-small-font-size\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\u2139\ufe0f Dies ist nur eine fiktive Beispielrechnung bezogen auf einen Steuersatz von 42 %. F\u00fcr eine genaue Berechnung werden weitere Informationen ben\u00f6tigt.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-7197f240 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-f0ddb6f8 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h6 class=\"uagb-ifb-title-prefix\"><strong>DAS KONZEPT: SCHRITT-F\u00dcR-SCHRITT<\/strong><\/h6><h2 class=\"uagb-ifb-title\">Unkompliziert vorgesorgt. <\/h2><\/div><p class=\"uagb-ifb-desc\"> <\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-64c2541c\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-image uagb-block-0941de1e wp-block-uagb-image--layout-default wp-block-uagb-image--effect-zoomin wp-block-uagb-image--align-none\" style=\"border-radius:8px\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Bedarfsermittlung.webp ,https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Bedarfsermittlung.webp 780w, https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Bedarfsermittlung.webp 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Bedarfsermittlung.webp\" alt=\"\" class=\"uag-image-3250\" width=\"250\" height=\"250\" title=\"\" loading=\"lazy\" role=\"presentation\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-47f0e7d7\">\n<div class=\"wp-block-uagb-info-box uagb-block-fa4a9170 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h5 class=\"uagb-ifb-title-prefix\">01.<\/h5><h3 class=\"uagb-ifb-title\">Bedarfsermittlung<br><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#abb8c3\" class=\"has-inline-color\">[15-20 min]<\/mark><\/strong><\/h3><\/div><p class=\"uagb-ifb-desc\"><br>Gemeinsam pr\u00fcfen wir im <strong>1. Gespr\u00e4ch<\/strong> ihre aktuelle Situation: <strong>Einkommen<\/strong>, <strong>bestehende Altersvorsorge<\/strong> und <strong>m\u00f6gliche Rentenl\u00fccken<\/strong>. Darauf aufbauend betrachten wir Ihre steuerlichen Rahmenbedingungen und zeigen, wie Sie von einer <strong>BasisRente<\/strong> profitieren k\u00f6nnen.<br><br><strong>Zus\u00e4tzlich zeigen wir Ihnen anhand einer&nbsp;Steuer-Simulation, wie hoch Ihr pers\u00f6nlicher Vorteil durch die BasisRente ausfallen kann.<\/strong>*<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-90eaf1de\">\n<div class=\"wp-block-uagb-container uagb-block-a88e9dc7\">\n<div class=\"wp-block-uagb-info-box uagb-block-27a43861 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h5 class=\"uagb-ifb-title-prefix\">02.<\/h5><h3 class=\"uagb-ifb-title\">Investmentstrategie<br><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#abb8c3\" class=\"has-inline-color\">[15-20 min]<\/mark><\/strong><\/h3><\/div><p class=\"uagb-ifb-desc\"><br>Auf Basis Ihrer Angaben erhalten Sie im <strong>2. Gespr\u00e4ch<\/strong> eine konkrete Produktempfehlung: <strong>passender Tarif, klare Investmentstrategie<\/strong> und eine <strong>transparente Kostenstruktur<\/strong>.<br><br>Zus\u00e4tzlich zeigen wir Ihnen anhand einer <strong>Steuer-Simulation<\/strong>, wie hoch Ihr pers\u00f6nlicher Vorteil durch die BasisRente ausfallen kann. Auf Wunsch vergleichen wir Ihre M\u00f6glichkeiten auch mit anderen Altersvorsorgeformen \u2013 damit Sie die L\u00f6sung w\u00e4hlen, die wirklich zu Ihnen passt.<\/p><\/div><\/div>\n<\/div>\n\n\n\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-image uagb-block-d4c11830 wp-block-uagb-image--layout-default wp-block-uagb-image--effect-zoomin wp-block-uagb-image--align-none\" style=\"border-radius:8px\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Investementstrategie.webp ,https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Investementstrategie.webp 780w, https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Investementstrategie.webp 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Investementstrategie.webp\" alt=\"Investementstrategie\" class=\"uag-image-3251\" width=\"250\" height=\"250\" title=\"Investementstrategie\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-a2ef40ef\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-image uagb-block-22a7524b wp-block-uagb-image--layout-default wp-block-uagb-image--effect-zoomin wp-block-uagb-image--align-none\" style=\"border-radius:8px\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Antragstellung.webp ,https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Antragstellung.webp 780w, https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Antragstellung.webp 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/Antragstellung.webp\" alt=\"Antragstellung\" class=\"uag-image-3249\" width=\"250\" height=\"250\" title=\"Antragstellung\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-4272b426\">\n<div class=\"wp-block-uagb-info-box uagb-block-7fcb9744 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h5 class=\"uagb-ifb-title-prefix\">03.<\/h5><h3 class=\"uagb-ifb-title\">Entscheidung &amp; Antragstellung <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#abb8c3\" class=\"has-inline-color\">[5-10 min]<\/mark><\/strong><\/h3><\/div><p class=\"uagb-ifb-desc\"><br>Wenn Sie sich schon im 2. Gespr\u00e4ch f\u00fcr eine L\u00f6sung entschieden haben, begleiten wir Sie bei Antragstellung und stehen Ihnen mit unserem Team dauerhaft zur Seite.<br><br>So stellen wir sicher, dass alles korrekt umgesetzt wird \u2013 transparent, zuverl\u00e4ssig und ohne unn\u00f6tigen Aufwand f\u00fcr Sie.<\/p><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center has-cyan-bluish-gray-color has-text-color has-link-color has-small-font-size uag-hide-mob wp-elements-6a5b819f55bbfe509374eda53de2ffed\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\">*Dies ersetzt keine steuerliche Beratung durch Ihren Steuerberater.<\/p>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-38acb0b0 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-b5966fc6 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-middle\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">Warum in nur <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\">60 Minuten<\/mark>?<\/h3><\/div><p class=\"uagb-ifb-desc\"><br>Als Selbstst\u00e4ndiger oder Unternehmer wissen Sie: <strong>Zeit ist das knappste Gut<\/strong>.<br>Zwischen Projekten, Kunden und t\u00e4glichem Gesch\u00e4ft bleibt kaum Raum f\u00fcr lange Beratungstermine.<br><br><strong>Genau deshalb haben wir unser Vorsorgekonzept so gestaltet, dass Sie in nur einer Stunde Klarheit \u00fcber Ihre M\u00f6glichkeiten gewinnen.<\/strong><br><strong>Schnell, effizient und auf den Punkt \u2013 damit Sie sich wieder voll auf Ihr Gesch\u00e4ft konzentrieren k\u00f6nnen.<\/strong><br><br>Selbstverst\u00e4ndlich nehmen wir uns aber auch gerne mehr Zeit f\u00fcr ihre Anliegen, denn am Ende sollen von Ihrer Seite aus keine Fragen ungekl\u00e4rt bleiben.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-modal uagb-block-2c400624 uagb-modal-wrapper uag-hide-mob\" data-escpress=\"enable\" data-overlayclick=\"disable\"><div class=\"uagb-spectra-button-wrapper wp-block-button\"><a class=\"uagb-modal-button-link wp-block-button__link uagb-modal-trigger\" href=\"#\" onclick=\"return false;\" target=\"_self\" rel=\"noopener noreferrer\"><span class=\"uagb-modal-content-wrapper\"><span class=\"uagb-inline-editing\">Kostenloses Erstgespr\u00e4ch buchen<\/span><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><div class=\"uagb-effect-default uagb-modal-popup uagb-block-2c400624 uagb-modal-type-undefined\"><div class=\"uagb-modal-popup-wrap\"><div class=\"uagb-modal-popup-content\">\n<iframe loading=\"lazy\" name=\"BasisRente\" width=\"800px\" height=\"600px\" src=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" scrolling=\"yes\" marginwidth=\"0\" marginheight=\"0\" style=\"border:0px none #ffffff;\"><\/iframe>\n<\/div><button class=\"uagb-modal-popup-close\" aria-label=\"Close Modal\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M310.6 361.4c12.5 12.5 12.5 32.75 0 45.25C304.4 412.9 296.2 416 288 416s-16.38-3.125-22.62-9.375L160 301.3L54.63 406.6C48.38 412.9 40.19 416 32 416S15.63 412.9 9.375 406.6c-12.5-12.5-12.5-32.75 0-45.25l105.4-105.4L9.375 150.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 210.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-105.4 105.4L310.6 361.4z\"><\/path><\/svg><\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-de103ae7 uag-hide-desktop uag-hide-tab\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-38fc8ee3 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" rel=\"follow noopener\" target=\"_blank\" role=\"button\"><div class=\"uagb-button__link\">Kostenloses Erstgespr\u00e4ch buchen<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-6a97acaf alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-e8fcc9de uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h6 class=\"uagb-ifb-title-prefix\"><strong><strong>DESHALB MIT UNS<\/strong><\/strong><\/h6><h2 class=\"uagb-ifb-title\">Unsere BasisRenten f\u00fcr Sie.<\/h2><\/div><p class=\"uagb-ifb-desc\"><strong>Mit unsere Auswahl an&nbsp;BasisRenten haben Sie die Wahl, wie Sie Ihre Altersvorsorge gestalten und umsetzen m\u00f6chten.<\/strong><\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-78f4ae08\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-0e46edca\">\n<div class=\"wp-block-uagb-info-box uagb-block-d9058169 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><div class=\"uagb-iconbox-icon-wrap uagb-infobox-shape-circle\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 64C179.8 64 144 99.82 144 144V192H384C419.3 192 448 220.7 448 256V448C448 483.3 419.3 512 384 512H64C28.65 512 0 483.3 0 448V256C0 220.7 28.65 192 64 192H80V144C80 64.47 144.5 0 224 0C281.5 0 331 33.69 354.1 82.27C361.7 98.23 354.9 117.3 338.1 124.9C322.1 132.5 303.9 125.7 296.3 109.7C283.4 82.63 255.9 64 224 64H224zM256 384C273.7 384 288 369.7 288 352C288 334.3 273.7 320 256 320H192C174.3 320 160 334.3 160 352C160 369.7 174.3 384 192 384H256z\"><\/path><\/svg><\/div><\/div><div class=\"uagb-ifb-title-wrap\"><h4 class=\"uagb-ifb-title\"><strong>Relax BasisRente<\/strong><\/h4><\/div><p class=\"uagb-ifb-desc\"><strong>Mehr Sicherheit. Mehr Planbarkeit. Mehr f\u00fcr Sie.<\/strong><br><br>Mit der Relax BasisRente legen Sie den Grundstein f\u00fcr eine Altersvorsorge, auf die Sie sich verlassen k\u00f6nnen. Denn hier stehen Ihre finanzielle Sicherheit und eine klare Planbarkeit im Mittelpunkt \u2013 von Anfang bis zum letzten Vertragstag.<br>Was das konkret f\u00fcr Sie bedeutet? Ganz einfach: Am Ende der vereinbarten Laufzeit sind mindestens&nbsp;80 % Ihrer regelm\u00e4\u00dfig eingezahlten Beitr\u00e4ge garantiert. Dieses Sicherheitsversprechen wird \u00fcber das bew\u00e4hrte Sicherungsverm\u00f6gen der AXA Lebensversicherung AG abgesichert \u2013 und bietet Ihnen ein stabiles Fundament, auf dem Sie aufbauen k\u00f6nnen.\u200b<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-0eaa82c5\">\n<div class=\"wp-block-uagb-info-box uagb-block-17ec1d43 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M256 0C114.6 0 0 114.6 0 256s114.6 256 256 256s256-114.6 256-256S397.4 0 256 0zM256 128c17.67 0 32 14.33 32 32c0 17.67-14.33 32-32 32S224 177.7 224 160C224 142.3 238.3 128 256 128zM296 384h-80C202.8 384 192 373.3 192 360s10.75-24 24-24h16v-64H224c-13.25 0-24-10.75-24-24S210.8 224 224 224h32c13.25 0 24 10.75 24 24v88h16c13.25 0 24 10.75 24 24S309.3 384 296 384z\"><\/path><\/svg><\/div><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\"><strong>F\u00fcr<\/strong> <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\">sicherheitsorientierte<\/mark> <strong>Sparer<\/strong><\/h3><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-e5dee318\">\n<div class=\"wp-block-uagb-info-box uagb-block-9d63215f uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><div class=\"uagb-iconbox-icon-wrap uagb-infobox-shape-circle\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><path d=\"M384 160C366.3 160 352 145.7 352 128C352 110.3 366.3 96 384 96H544C561.7 96 576 110.3 576 128V288C576 305.7 561.7 320 544 320C526.3 320 512 305.7 512 288V205.3L342.6 374.6C330.1 387.1 309.9 387.1 297.4 374.6L191.1 269.3L54.63 406.6C42.13 419.1 21.87 419.1 9.372 406.6C-3.124 394.1-3.124 373.9 9.372 361.4L169.4 201.4C181.9 188.9 202.1 188.9 214.6 201.4L320 306.7L466.7 159.1L384 160z\"><\/path><\/svg><\/div><\/div><div class=\"uagb-ifb-title-wrap\"><h4 class=\"uagb-ifb-title\"><strong><strong>ETF-BasisRente\u200b<\/strong><\/strong><\/h4><\/div><p class=\"uagb-ifb-desc\"><strong>Ihre Geldanlage \u2013 so individuell wie Ihr Leben.<\/strong><br><br>Mit der Fonds &amp; ETF-BasisRente profitieren Sie von einem ma\u00dfgeschneiderten Fonds-Mix, der sich ganz an Ihren pers\u00f6nlichen Vorstellungen orientiert. Ob ausgew\u00e4hlte Einzelfonds oder professionell gemanagte Portfolios \u2013 Sie kombinieren Renditechancen mit einem hohen Ma\u00df an Flexibilit\u00e4t.<br>Und das Beste: Wenn Sie Gewinne sichern m\u00f6chten, bietet Ihnen die integrierte&nbsp;Garantie-Option&nbsp;genau die passende L\u00f6sung. Dabei kann&nbsp;bis zu 50 % Ihres Fondsguthabens&nbsp;in das bew\u00e4hrte Sicherungsverm\u00f6gen der AXA Lebensversicherung AG \u00fcbertragen werden \u2013 ein Schutzschild f\u00fcr Ihre Ertr\u00e4ge.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-cf21c7c1\">\n<div class=\"wp-block-uagb-info-box uagb-block-9fe5840f uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M256 0C114.6 0 0 114.6 0 256s114.6 256 256 256s256-114.6 256-256S397.4 0 256 0zM256 128c17.67 0 32 14.33 32 32c0 17.67-14.33 32-32 32S224 177.7 224 160C224 142.3 238.3 128 256 128zM296 384h-80C202.8 384 192 373.3 192 360s10.75-24 24-24h16v-64H224c-13.25 0-24-10.75-24-24S210.8 224 224 224h32c13.25 0 24 10.75 24 24v88h16c13.25 0 24 10.75 24 24S309.3 384 296 384z\"><\/path><\/svg><\/div><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\"><strong>F\u00fcr<\/strong> <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\">chancenorientierte<\/mark> <strong>Sparer<\/strong><\/h3><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-5c8bbfd0\">\n<div class=\"wp-block-uagb-info-box uagb-block-a9308473 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><div class=\"uagb-iconbox-icon-wrap uagb-infobox-shape-circle\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M512 165.4c0 127.9-70.05 235.3-175.3 270.1c-20.04 7.938-41.83 12.46-64.69 12.46c-64.9 0-125.2-36.51-155.7-94.47c-54.13 49.93-68.71 107-68.96 108.1C44.72 472.6 34.87 480 24.02 480c-1.844 0-3.727-.2187-5.602-.6562c-12.89-3.098-20.84-16.08-17.75-28.96c9.598-39.5 90.47-226.4 335.3-226.4C344.8 224 352 216.8 352 208S344.8 192 336 192C228.6 192 151 226.6 96.29 267.6c.1934-10.82 1.242-21.84 3.535-33.05c13.47-65.81 66.04-119 131.4-134.2c28.33-6.562 55.68-6.013 80.93-.0054c56 13.32 118.2-7.412 149.3-61.24c5.664-9.828 20.02-9.516 24.66 .8282C502.7 76.76 512 121.9 512 165.4z\"><\/path><\/svg><\/div><\/div><div class=\"uagb-ifb-title-wrap\"><h4 class=\"uagb-ifb-title\"><strong><strong>GreenInvest BasisRente\u200b<\/strong><\/strong><\/h4><\/div><p class=\"uagb-ifb-desc\"><strong>Nachhaltig investieren \u2013 sicher vorsorgen.<\/strong><br><br>Mit der GreenInvest Fonds-BasisRente setzen Sie auf eine nachhaltige Geldanlage, die nicht nur Ihre Zukunft, sondern auch unserer Umwelt im Blick hat. Ihr individueller Fonds-Mix besteht ausschlie\u00dflich aus&nbsp;nachhaltigen Investments und ausgew\u00e4hlten Einzelfonds, die strenge ESG-Kriterien erf\u00fcllen \u2013 f\u00fcr ein gutes Gef\u00fchl bei jeder Einzahlung.<br>Und weil eine gr\u00fcne Geldanlage nicht auf Sicherheit verzichten muss, steht Ihnen auch hier die bew\u00e4hrte&nbsp;Garantie-Option&nbsp;zur Verf\u00fcgung: Auf Wunsch k\u00f6nnen&nbsp;bis zu 50 % Ihres Fondsguthabens&nbsp;in das Sicherungsverm\u00f6gen der AXA \u00fcbertragen werden \u2013 f\u00fcr eine gezielte Gewinnabsicherung.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-8418c82e\">\n<div class=\"wp-block-uagb-info-box uagb-block-2f087bc4 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M256 0C114.6 0 0 114.6 0 256s114.6 256 256 256s256-114.6 256-256S397.4 0 256 0zM256 128c17.67 0 32 14.33 32 32c0 17.67-14.33 32-32 32S224 177.7 224 160C224 142.3 238.3 128 256 128zM296 384h-80C202.8 384 192 373.3 192 360s10.75-24 24-24h16v-64H224c-13.25 0-24-10.75-24-24S210.8 224 224 224h32c13.25 0 24 10.75 24 24v88h16c13.25 0 24 10.75 24 24S309.3 384 296 384z\"><\/path><\/svg><\/div><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\"><strong>F\u00fcr<\/strong> <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\">nachhaltigkeitsorientierte<\/mark> <strong>Sparer<\/strong><\/h3><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-icmsaaun alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-tbgy27y1 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title\">Ihr Ansprechpartner.<\/h2><\/div><p class=\"uagb-ifb-desc\"><em>&#8222;Aufgrund meiner mittlerweile 12-j\u00e4hrigen Selbstst\u00e4ndigkeit kenne ich die Themen und Herausforderungen in diesem Bereich sehr genau und wei\u00df, dass eine fundierte Beratung nicht viel Zeit in Anspruch nehmen muss \u2013 Deshalb habe ich mich darauf spezialisiert, innerhalb von 60 Minuten gemeinsam mit Ihnen eine optimale L\u00f6sung f\u00fcr Ihre Altersvorsorge zu entwickeln: individuell, verst\u00e4ndlich und diskret.&#8220;<\/em><\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-3majqwpm\">\n<div class=\"wp-block-uagb-container uagb-block-natfjyyj\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-image aligncenter uagb-block-xaep52uf wp-block-uagb-image--layout-default wp-block-uagb-image--effect-zoomin wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/PG-Profilbild-BasisRente-1024x1024.webp ,https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/PG-Profilbild-BasisRente.webp 780w, https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/PG-Profilbild-BasisRente.webp 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/PG-Profilbild-BasisRente-1024x1024.webp\" alt=\"Philipp Grauli - Profilbild\" class=\"uag-image-3267\" width=\"368\" height=\"368\" title=\"Philipp Grauli - Profilbild\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-kalseymk uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">Philipp Grauli<\/p><\/div><div class=\"uagb-ifb-desc\">\n<p><strong>Kaufmann f\u00fcr Versicherungen und Finanzen (IHK)<\/strong><br><strong>Betriebswirtschaftslehre mit Wirtschaftsrecht (B.A.)<\/strong><br><strong>Immobiliardarlehensvermittler (IHK)<\/strong><br><\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-modal uagb-block-6baf15a0 uagb-modal-wrapper uag-hide-mob\" data-escpress=\"enable\" data-overlayclick=\"disable\"><div class=\"uagb-spectra-button-wrapper wp-block-button\"><a class=\"uagb-modal-button-link wp-block-button__link uagb-modal-trigger\" href=\"#\" onclick=\"return false;\" target=\"_self\" rel=\"noopener noreferrer\"><span class=\"uagb-modal-content-wrapper\"><span class=\"uagb-inline-editing\">Kostenloses Erstgespr\u00e4ch buchen<\/span><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><div class=\"uagb-effect-default uagb-modal-popup uagb-block-6baf15a0 uagb-modal-type-undefined\"><div class=\"uagb-modal-popup-wrap\"><div class=\"uagb-modal-popup-content\">\n<iframe loading=\"lazy\" name=\"BasisRente\" width=\"800px\" height=\"600px\" src=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" scrolling=\"yes\" marginwidth=\"0\" marginheight=\"0\" style=\"border:0px none #ffffff;\"><\/iframe>\n<\/div><button class=\"uagb-modal-popup-close\" aria-label=\"Close Modal\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M310.6 361.4c12.5 12.5 12.5 32.75 0 45.25C304.4 412.9 296.2 416 288 416s-16.38-3.125-22.62-9.375L160 301.3L54.63 406.6C48.38 412.9 40.19 416 32 416S15.63 412.9 9.375 406.6c-12.5-12.5-12.5-32.75 0-45.25l105.4-105.4L9.375 150.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 210.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-105.4 105.4L310.6 361.4z\"><\/path><\/svg><\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-59ca211d uag-hide-desktop uag-hide-tab\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-8868beb8 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" rel=\"follow noopener\" target=\"_blank\" role=\"button\"><div class=\"uagb-button__link\">Kostenloses Erstgespr\u00e4ch buchen<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list uagb-block-ffsu5ous\"><div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-507khobx\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"https:\/\/www.linkedin.com\/in\/philipp-grauli-114256243\/\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-mi7j7pis\"><a target=\"_blank\" aria-label=\"\" rel=\"noopener noreferrer\" href=\"https:\/\/www.xing.com\/profile\/Philipp_Grauli\/web_profiles\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zM140.4 320.2H93.8c-5.5 0-8.7-5.3-6-10.3l49.3-86.7c.1 0 .1-.1 0-.2l-31.4-54c-3-5.6 .2-10.1 6-10.1h46.6c5.2 0 9.5 2.9 12.9 8.7l31.9 55.3c-1.3 2.3-18 31.7-50.1 88.2-3.5 6.2-7.7 9.1-12.6 9.1zm219.7-214.1L257.3 286.8v.2l65.5 119c2.8 5.1 .1 10.1-6 10.1h-46.6c-5.5 0-9.7-2.9-12.9-8.7l-66-120.3c2.3-4.1 36.8-64.9 103.4-182.3 3.3-5.8 7.4-8.7 12.5-8.7h46.9c5.7-.1 8.8 4.7 6 10z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-btzxiac1\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"https:\/\/www.instagram.com\/axa_ruhrgebiet\/\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 202.7A53.34 53.34 0 1 0 277.4 256 53.38 53.38 0 0 0 224 202.7zm124.7-41a54 54 0 0 0 -30.41-30.41c-21-8.29-71-6.43-94.3-6.43s-73.25-1.93-94.31 6.43a54 54 0 0 0 -30.41 30.41c-8.28 21-6.43 71.05-6.43 94.33S91 329.3 99.32 350.3a54 54 0 0 0 30.41 30.41c21 8.29 71 6.43 94.31 6.43s73.24 1.93 94.3-6.43a54 54 0 0 0 30.41-30.41c8.35-21 6.43-71.05 6.43-94.33S357.1 182.7 348.8 161.7zM224 338a82 82 0 1 1 82-82A81.9 81.9 0 0 1 224 338zm85.38-148.3a19.14 19.14 0 1 1 19.13-19.14A19.1 19.1 0 0 1 309.4 189.7zM400 32H48A48 48 0 0 0 0 80V432a48 48 0 0 0 48 48H400a48 48 0 0 0 48-48V80A48 48 0 0 0 400 32zM382.9 322c-1.29 25.63-7.14 48.34-25.85 67s-41.4 24.63-67 25.85c-26.41 1.49-105.6 1.49-132 0-25.63-1.29-48.26-7.15-67-25.85s-24.63-41.42-25.85-67c-1.49-26.42-1.49-105.6 0-132 1.29-25.63 7.07-48.34 25.85-67s41.47-24.56 67-25.78c26.41-1.49 105.6-1.49 132 0 25.63 1.29 48.33 7.15 67 25.85s24.63 41.42 25.85 67.05C384.4 216.4 384.4 295.6 382.9 322z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-5uc6xpnh\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"https:\/\/www.facebook.com\/axaschwerte\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 32H48A48 48 0 0 0 0 80v352a48 48 0 0 0 48 48h137.3V327.7h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.27c-30.81 0-40.42 19.12-40.42 38.73V256h68.78l-11 71.69h-57.78V480H400a48 48 0 0 0 48-48V80a48 48 0 0 0 -48-48z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-a0e36627\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"https:\/\/maps.app.goo.gl\/RnCSmVaFbGahejtc7\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zM164 356c-55.3 0-100-44.7-100-100s44.7-100 100-100c27 0 49.5 9.8 67 26.2l-27.1 26.1c-7.4-7.1-20.3-15.4-39.8-15.4-34.1 0-61.9 28.2-61.9 63.2 0 34.9 27.8 63.2 61.9 63.2 39.6 0 54.4-28.5 56.8-43.1H164v-34.4h94.4c1 5 1.6 10.1 1.6 16.6 0 57.1-38.3 97.6-96 97.6zm220-81.8h-29v29h-29.2v-29h-29V245h29v-29H355v29h29v29.2z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-b4d9a573\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"mailto:philipp.grauli@axa.de\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M464 64C490.5 64 512 85.49 512 112C512 127.1 504.9 141.3 492.8 150.4L275.2 313.6C263.8 322.1 248.2 322.1 236.8 313.6L19.2 150.4C7.113 141.3 0 127.1 0 112C0 85.49 21.49 64 48 64H464zM217.6 339.2C240.4 356.3 271.6 356.3 294.4 339.2L512 176V384C512 419.3 483.3 448 448 448H64C28.65 448 0 419.3 0 384V176L217.6 339.2z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-177a7873\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"tel:+491713449195\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M384 32H64C28.65 32 0 60.65 0 96v320c0 35.35 28.65 64 64 64h320c35.35 0 64-28.65 64-64V96C448 60.65 419.3 32 384 32zM351.6 321.5l-11.62 50.39c-1.633 7.125-7.9 12.11-15.24 12.11c-126.1 0-228.7-102.6-228.7-228.8c0-7.328 4.984-13.59 12.11-15.22l50.38-11.63c7.344-1.703 14.88 2.109 17.93 9.062l23.27 54.28c2.719 6.391 .8828 13.83-4.492 18.22L168.3 232c16.99 34.61 45.14 62.75 79.77 79.75l22.02-26.91c4.344-5.391 11.85-7.25 18.24-4.484l54.24 23.25C349.5 306.6 353.3 314.2 351.6 321.5z\"><\/path><\/svg><\/span><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-separator uagb-block-cbb55f7e\"><div class=\"uagb-separator-spacing-wrapper\"><div class=\"wp-block-uagb-separator__inner\" style=\"--my-background-image:\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-339453b1 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h6 class=\"uagb-ifb-title-prefix\"><strong>BERATUNGSLEISTUNGEN<\/strong><\/h6><h2 class=\"uagb-ifb-title\">Meine Kompetenzen. <\/h2><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-6e3f3d89 alignfull uagb-is-root-container\">\n<div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-info-box uagb-block-b0b9394e uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><div class=\"uagb-iconbox-icon-wrap uagb-infobox-shape-circle\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M352 128C352 198.7 294.7 256 224 256C153.3 256 96 198.7 96 128C96 57.31 153.3 0 224 0C294.7 0 352 57.31 352 128zM209.1 359.2L176 304H272L238.9 359.2L272.2 483.1L311.7 321.9C388.9 333.9 448 400.7 448 481.3C448 498.2 434.2 512 417.3 512H30.72C13.75 512 0 498.2 0 481.3C0 400.7 59.09 333.9 136.3 321.9L175.8 483.1L209.1 359.2z\"><\/path><\/svg><\/div><\/div><div class=\"uagb-ifb-title-wrap\"><h4 class=\"uagb-ifb-title\">Unternehmerversorgung<\/h4><\/div><p class=\"uagb-ifb-desc\">Als Unternehmer und Entscheider tragen Sie Verantwortung \u2013 t\u00e4glich und oft mit Weitblick. Genau deshalb sollte auch die Entscheidung f\u00fcr Ihre Altersvorsorge gut durchdacht sein. Ein ma\u00dfgeschneidertes Konzept schafft Sicherheit und Perspektive f\u00fcr die Zukunft.<\/p><\/div><\/div><\/div>\n\n\n\n<div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-info-box uagb-block-5ce8ccfc uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><div class=\"uagb-iconbox-icon-wrap uagb-infobox-shape-circle\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M470.7 9.441C473.7 12.49 476 16 477.6 19.75C479.1 23.5 479.1 27.6 480 31.9V32V128C480 145.7 465.7 160 448 160C430.3 160 416 145.7 416 128V109.3L310.6 214.6C298.8 226.5 279.9 227.2 267.2 216.3L175.1 138.1L84.82 216.3C71.41 227.8 51.2 226.2 39.7 212.8C28.2 199.4 29.76 179.2 43.17 167.7L155.2 71.7C167.2 61.43 184.8 61.43 196.8 71.7L286.3 148.4L370.7 64H352C334.3 64 320 49.67 320 32C320 14.33 334.3 0 352 0H447.1C456.8 0 464.8 3.554 470.6 9.305L470.7 9.441zM0 304C0 277.5 21.49 256 48 256H464C490.5 256 512 277.5 512 304V464C512 490.5 490.5 512 464 512H48C21.49 512 0 490.5 0 464V304zM48 464H96C96 437.5 74.51 416 48 416V464zM48 304V352C74.51 352 96 330.5 96 304H48zM464 416C437.5 416 416 437.5 416 464H464V416zM416 304C416 330.5 437.5 352 464 352V304H416zM256 320C220.7 320 192 348.7 192 384C192 419.3 220.7 448 256 448C291.3 448 320 419.3 320 384C320 348.7 291.3 320 256 320z\"><\/path><\/svg><\/div><\/div><div class=\"uagb-ifb-title-wrap\"><h4 class=\"uagb-ifb-title\">BasisRenten (R\u00fcrup)<\/h4><\/div><p class=\"uagb-ifb-desc\">F\u00fcr wen ist die BasisRente sinnvoll? Wie entwickle ich eine geeignete Anlagestrategie? Profitieren Sie von meiner langj\u00e4hrigen Expertise in diesem Bereich \u2013 f\u00fcr eine Vorsorgestrategie, die wirklich zu Ihnen passt.<\/p><\/div><\/div><\/div>\n\n\n\n<div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-info-box uagb-block-a01d4c23 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-icon-wrap\"><div class=\"uagb-iconbox-icon-wrap uagb-infobox-shape-circle\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 64C179.8 64 144 99.82 144 144V192H384C419.3 192 448 220.7 448 256V448C448 483.3 419.3 512 384 512H64C28.65 512 0 483.3 0 448V256C0 220.7 28.65 192 64 192H80V144C80 64.47 144.5 0 224 0C281.5 0 331 33.69 354.1 82.27C361.7 98.23 354.9 117.3 338.1 124.9C322.1 132.5 303.9 125.7 296.3 109.7C283.4 82.63 255.9 64 224 64H224zM256 384C273.7 384 288 369.7 288 352C288 334.3 273.7 320 256 320H192C174.3 320 160 334.3 160 352C160 369.7 174.3 384 192 384H256z\"><\/path><\/svg><\/div><\/div><div class=\"uagb-ifb-title-wrap\"><h4 class=\"uagb-ifb-title\">Geldanlage &amp; Investition<\/h4><\/div><p class=\"uagb-ifb-desc\">Sichern und entwickeln Sie Ihr Verm\u00f6gen weiter \u2013 auch in unsicheren Zeiten. Mit einer individuell ausgearbeiteten, analytischen Strategie schaffen wir die Basis f\u00fcr eine nachhaltige und stabile Geldanlage.<\/p><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-srcwgkxf alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-e3e1b145 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h6 class=\"uagb-ifb-title-prefix\"><strong><strong><strong>REZENSIONEN\u200b<\/strong><\/strong><\/strong><\/h6><h2 class=\"uagb-ifb-title\">Das sagen unsere Kunden.<\/h2><\/div><\/div><\/div>\n\n\n\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uag-hide-mob uagb-block-5acd7710 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div data-aos= \"zoom-out\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-info-box uagb-block-22a7627f uagb-infobox__content-wrap  uagb-infobox-icon-right-title uagb-infobox-right uagb-infobox-image-valign-middle\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-right-title-image\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">Rating von 4.97 \/ 5<\/h3><\/div><div class=\"uagb-ifb-image-content\"><img decoding=\"async\" src=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/09\/Ekomi-Siegel.webp\" alt=\"eKomi - Siegel\" width=\"50\" height=\"50\" loading=\"lazy\"\/><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-slider uagb-block-b7da41ce uagb-slider-container\"><div class=\"uagb-slides uagb-swiper\"><div class=\"swiper-wrapper\">\n<div class=\"wp-block-uagb-slider-child uagb-slider-child-wrap swiper-slide uagb-block-cc28f4ad\"><div class=\"swiper-content\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-layout-flex uagb-block-771c76b7\">\n<div class=\"wp-block-uagb-star-rating uagb-block-0f33a250\"><div class=\"uag-star-rating\" title=\"5\/5\"><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-68fca974 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><\/div><p class=\"uagb-ifb-desc\"><br>Ich habe das Thema Altersvorsorge immer wieder aufgeschoben. Erst in der Beratung habe ich gemerkt, wie viel Potenzial in einer guten L\u00f6sung steckt: Steuern sparen, f\u00fcrs Alter vorsorgen und dabei alles verst\u00e4ndlich erkl\u00e4rt. Besonders die offene und transparente Art hat mir Vertrauen gegeben.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-77a89425 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-image-valign-middle\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">Michael R.<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-slider-child uagb-slider-child-wrap swiper-slide uagb-block-9e795a45\"><div class=\"swiper-content\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-5a3885d4\">\n<div class=\"wp-block-uagb-star-rating uagb-block-940596a4\"><div class=\"uag-star-rating\" title=\"5\/5\"><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-4a088606 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><\/div><p class=\"uagb-ifb-desc\"><br>F\u00fcr Finanzthemen habe ich im Praxisalltag selten Zeit. Umso hilfreicher war die schnelle Analyse und die klare Steuer-Simulation. Die R\u00fcrup-Rente ist f\u00fcr mich heute ein echter Gewinn.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-3b6e5280 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-image-valign-middle\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">Dr. Anna S.<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-slider-child uagb-slider-child-wrap swiper-slide uagb-block-78791e67\"><div class=\"swiper-content\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-d68f475e\">\n<div class=\"wp-block-uagb-star-rating uagb-block-63571146\"><div class=\"uag-star-rating\" title=\"5\/5\"><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-7f61af38 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><\/div><p class=\"uagb-ifb-desc\"><br>Flexibilit\u00e4t und Diskretion spielt f\u00fcr mich als Unternehmer eine gro\u00dfe Rolle. Die Beratung hat mir gezeigt, wie ich trotzdem sinnvoll vorsorgen kann \u2013 individuell, professionell und ohne Standardl\u00f6sungen. Der direkte Vergleich mit anderen M\u00f6glichkeiten war f\u00fcr meine Entscheidung ausschlaggebend.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-4cb11395 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">Thomas K.<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-slider-child uagb-slider-child-wrap swiper-slide uagb-block-c6aa9154\"><div class=\"swiper-content\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-40378e01\">\n<div class=\"wp-block-uagb-star-rating uagb-block-3a3e40e3\"><div class=\"uag-star-rating\" title=\"5\/5\"><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-c950709d uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><\/div><p class=\"uagb-ifb-desc\"><br>Als Selbstst\u00e4ndiger habe ich lange nach einer L\u00f6sung gesucht, die planbar ist und trotzdem steuerliche Vorteile nutzt. Die Beratung zur BasisRente hat mir endlich Klarheit gegeben. Besonders hilfreich war, dass alles transparent durchgerechnet wurde \u2013 keine Verkaufsspr\u00fcche, sondern echte Zahlen. Heute wei\u00df ich genau, was ich sp\u00e4ter erwarten kann und wie viel Steuern ich jedes Jahr spare.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-00e87211 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">Klaus G.<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-slider-child uagb-slider-child-wrap swiper-slide uagb-block-544ce8c5\"><div class=\"swiper-content\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-3c1b7a74\">\n<div class=\"wp-block-uagb-star-rating uagb-block-5f20d057\"><div class=\"uag-star-rating\" title=\"5\/5\"><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-a1f10889 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><\/div><p class=\"uagb-ifb-desc\"><br>Ich war anfangs skeptisch, ob die BasisRente \u00fcberhaupt zu mir passt. Aber die Analyse meiner Situation und der Vergleich mit anderen Vorsorgemodellen waren absolut \u00fcberzeugend. Die Kombination aus steuerlicher Entlastung und langfristigem Verm\u00f6gensaufbau ist f\u00fcr mich mittlerweile ein echter Gamechanger geworden. Endlich f\u00fchlt sich Altersvorsorge nicht mehr wie ein Risiko an.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-506cdec1 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">Mareike S.<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-slider-child uagb-slider-child-wrap swiper-slide uagb-block-de497c67\"><div class=\"swiper-content\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-19e26ab4\">\n<div class=\"wp-block-uagb-star-rating uagb-block-8ebc3472\"><div class=\"uag-star-rating\" title=\"5\/5\"><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-46baf25c uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><\/div><p class=\"uagb-ifb-desc\"><br>Besonders gefallen hat mir die verst\u00e4ndliche Erkl\u00e4rung der Kapitalmarkt-Strategie. Kein Fachchinesisch \u2013 sondern nachvollziehbare Beispiele, wie mein Geld langfristig f\u00fcr mich arbeitet. Dazu kommt der steuerliche Effekt, der die Beitr\u00e4ge deutlich leichter macht. F\u00fcr alle, die unternehmerisch denken, ist das eine der sinnvollsten L\u00f6sungen, die ich bisher gesehen habe.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-1dcded4d uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">David M.<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-slider-child uagb-slider-child-wrap swiper-slide uagb-block-fd50f5b8\"><div class=\"swiper-content\">\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-d396c21d\">\n<div class=\"wp-block-uagb-star-rating uagb-block-7118f57d\"><div class=\"uag-star-rating\" title=\"5\/5\"><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><span class=\"uag-star\">\u2605<\/span><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-15d828e4 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><\/div><p class=\"uagb-ifb-desc\"><br>Was mich \u00fcberzeugt hat? Die Kombination aus Sicherheit und Renditechancen. Es wurde nichts besch\u00f6nigt, sondern klar gezeigt, wie die BasisRente funktioniert und wo ihre Vorteile liegen \u2013 gerade f\u00fcr Unternehmer mit schwankendem Einkommen. Die individuelle Berechnung hat mir zum ersten Mal ein richtig gutes Gef\u00fchl f\u00fcr meine finanzielle Zukunft gegeben.<\/p><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-a467f6a9 uagb-infobox__content-wrap  uagb-infobox-icon-left uagb-infobox-left uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">Lena S.<\/p><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div><div class=\"swiper-pagination\"><\/div><\/div>\n\n\n\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-container uagb-block-i4t3n0ox default uagb-is-root-container\">\n<div class=\"wp-block-uagb-info-box uagb-block-2hcvpjdw uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">Haken Sie jetzt das Thema <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\">Altersvorsorge<\/mark> f\u00fcr sich ab.<\/h3><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-modal uagb-block-6e86bb75 uagb-modal-wrapper uag-hide-mob\" data-escpress=\"enable\" data-overlayclick=\"disable\"><div class=\"uagb-spectra-button-wrapper wp-block-button\"><a class=\"uagb-modal-button-link wp-block-button__link uagb-modal-trigger\" href=\"#\" onclick=\"return false;\" target=\"_self\" rel=\"noopener noreferrer\"><span class=\"uagb-modal-content-wrapper\"><span class=\"uagb-inline-editing\">Kostenloses Erstgespr\u00e4ch buchen<\/span><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><div class=\"uagb-effect-default uagb-modal-popup uagb-block-6e86bb75 uagb-modal-type-undefined\"><div class=\"uagb-modal-popup-wrap\"><div class=\"uagb-modal-popup-content\">\n<iframe loading=\"lazy\" name=\"BasisRente\" width=\"800px\" height=\"600px\" src=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" scrolling=\"yes\" marginwidth=\"0\" marginheight=\"0\" style=\"border:0px none #ffffff;\"><\/iframe>\n<\/div><button class=\"uagb-modal-popup-close\" aria-label=\"Close Modal\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M310.6 361.4c12.5 12.5 12.5 32.75 0 45.25C304.4 412.9 296.2 416 288 416s-16.38-3.125-22.62-9.375L160 301.3L54.63 406.6C48.38 412.9 40.19 416 32 416S15.63 412.9 9.375 406.6c-12.5-12.5-12.5-32.75 0-45.25l105.4-105.4L9.375 150.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 210.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-105.4 105.4L310.6 361.4z\"><\/path><\/svg><\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-f645de10 uag-hide-desktop uag-hide-tab\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-406199e6 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" rel=\"follow noopener\" target=\"_blank\" role=\"button\"><div class=\"uagb-button__link\">Kostenloses Erstgespr\u00e4ch buchen<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-wj6oi4fi alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-76d0193a\">\n<div class=\"wp-block-uagb-container uagb-block-aw2kbcxp\">\n<div class=\"wp-block-uagb-info-box uagb-block-5lkpxems uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h2 class=\"uagb-ifb-title\">Kontaktanfrage senden.<\/h2><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-qmxqmjgc uagb-infobox__content-wrap  uagb-infobox-icon-left-title uagb-infobox-left uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-left-title-image\"><div class=\"uagb-ifb-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M511.2 387l-23.25 100.8c-3.266 14.25-15.79 24.22-30.46 24.22C205.2 512 0 306.8 0 54.5c0-14.66 9.969-27.2 24.22-30.45l100.8-23.25C139.7-2.602 154.7 5.018 160.8 18.92l46.52 108.5c5.438 12.78 1.77 27.67-8.98 36.45L144.5 207.1c33.98 69.22 90.26 125.5 159.5 159.5l44.08-53.8c8.688-10.78 23.69-14.51 36.47-8.975l108.5 46.51C506.1 357.2 514.6 372.4 511.2 387z\"><\/path><\/svg><\/div><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">Telefon<\/p><\/div><\/div><p class=\"uagb-ifb-desc\"><a href=\"tel:+491713449195\" target=\"_blank\" rel=\"noreferrer noopener\">+49 171 344 9195<\/a><\/p><div class=\"uagb-ifb-separator\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-info-box uagb-block-cwsinzxc uagb-infobox__content-wrap  uagb-infobox-icon-left-title uagb-infobox-left uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-left-title-image\"><div class=\"uagb-ifb-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M464 64C490.5 64 512 85.49 512 112C512 127.1 504.9 141.3 492.8 150.4L275.2 313.6C263.8 322.1 248.2 322.1 236.8 313.6L19.2 150.4C7.113 141.3 0 127.1 0 112C0 85.49 21.49 64 48 64H464zM217.6 339.2C240.4 356.3 271.6 356.3 294.4 339.2L512 176V384C512 419.3 483.3 448 448 448H64C28.65 448 0 419.3 0 384V176L217.6 339.2z\"><\/path><\/svg><\/div><div class=\"uagb-ifb-title-wrap\"><p class=\"uagb-ifb-title\">E-Mail<\/p><\/div><\/div><p class=\"uagb-ifb-desc\"><a href=\"mailto:philipp.grauli@axa.de\" target=\"_blank\" rel=\"noopener\" title=\"\">philipp.grauli@axa.de<\/a><\/p><div class=\"uagb-ifb-separator\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list uagb-block-84b6d3ad\"><div class=\"uagb-icon-list__wrap\">\n<div class=\"wp-block-uagb-icon-list-child uagb-block-a5e4c09d\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"https:\/\/www.linkedin.com\/in\/philipp-grauli-114256243\/\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-7a97ac35\"><a target=\"_blank\" aria-label=\"\" rel=\"noopener noreferrer\" href=\"https:\/\/www.xing.com\/profile\/Philipp_Grauli\/web_profiles\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zM140.4 320.2H93.8c-5.5 0-8.7-5.3-6-10.3l49.3-86.7c.1 0 .1-.1 0-.2l-31.4-54c-3-5.6 .2-10.1 6-10.1h46.6c5.2 0 9.5 2.9 12.9 8.7l31.9 55.3c-1.3 2.3-18 31.7-50.1 88.2-3.5 6.2-7.7 9.1-12.6 9.1zm219.7-214.1L257.3 286.8v.2l65.5 119c2.8 5.1 .1 10.1-6 10.1h-46.6c-5.5 0-9.7-2.9-12.9-8.7l-66-120.3c2.3-4.1 36.8-64.9 103.4-182.3 3.3-5.8 7.4-8.7 12.5-8.7h46.9c5.7-.1 8.8 4.7 6 10z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-ddd54a57\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"https:\/\/www.instagram.com\/axa_ruhrgebiet\/\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M224 202.7A53.34 53.34 0 1 0 277.4 256 53.38 53.38 0 0 0 224 202.7zm124.7-41a54 54 0 0 0 -30.41-30.41c-21-8.29-71-6.43-94.3-6.43s-73.25-1.93-94.31 6.43a54 54 0 0 0 -30.41 30.41c-8.28 21-6.43 71.05-6.43 94.33S91 329.3 99.32 350.3a54 54 0 0 0 30.41 30.41c21 8.29 71 6.43 94.31 6.43s73.24 1.93 94.3-6.43a54 54 0 0 0 30.41-30.41c8.35-21 6.43-71.05 6.43-94.33S357.1 182.7 348.8 161.7zM224 338a82 82 0 1 1 82-82A81.9 81.9 0 0 1 224 338zm85.38-148.3a19.14 19.14 0 1 1 19.13-19.14A19.1 19.1 0 0 1 309.4 189.7zM400 32H48A48 48 0 0 0 0 80V432a48 48 0 0 0 48 48H400a48 48 0 0 0 48-48V80A48 48 0 0 0 400 32zM382.9 322c-1.29 25.63-7.14 48.34-25.85 67s-41.4 24.63-67 25.85c-26.41 1.49-105.6 1.49-132 0-25.63-1.29-48.26-7.15-67-25.85s-24.63-41.42-25.85-67c-1.49-26.42-1.49-105.6 0-132 1.29-25.63 7.07-48.34 25.85-67s41.47-24.56 67-25.78c26.41-1.49 105.6-1.49 132 0 25.63 1.29 48.33 7.15 67 25.85s24.63 41.42 25.85 67.05C384.4 216.4 384.4 295.6 382.9 322z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-be0e9973\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"https:\/\/www.facebook.com\/axaschwerte\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 32H48A48 48 0 0 0 0 80v352a48 48 0 0 0 48 48h137.3V327.7h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.27c-30.81 0-40.42 19.12-40.42 38.73V256h68.78l-11 71.69h-57.78V480H400a48 48 0 0 0 48-48V80a48 48 0 0 0 -48-48z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-57a8ccf3\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"https:\/\/maps.app.goo.gl\/RnCSmVaFbGahejtc7\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zM164 356c-55.3 0-100-44.7-100-100s44.7-100 100-100c27 0 49.5 9.8 67 26.2l-27.1 26.1c-7.4-7.1-20.3-15.4-39.8-15.4-34.1 0-61.9 28.2-61.9 63.2 0 34.9 27.8 63.2 61.9 63.2 39.6 0 54.4-28.5 56.8-43.1H164v-34.4h94.4c1 5 1.6 10.1 1.6 16.6 0 57.1-38.3 97.6-96 97.6zm220-81.8h-29v29h-29.2v-29h-29V245h29v-29H355v29h29v29.2z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-85290763\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"mailto:philipp.grauli@axa.de\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M464 64C490.5 64 512 85.49 512 112C512 127.1 504.9 141.3 492.8 150.4L275.2 313.6C263.8 322.1 248.2 322.1 236.8 313.6L19.2 150.4C7.113 141.3 0 127.1 0 112C0 85.49 21.49 64 48 64H464zM217.6 339.2C240.4 356.3 271.6 356.3 294.4 339.2L512 176V384C512 419.3 483.3 448 448 448H64C28.65 448 0 419.3 0 384V176L217.6 339.2z\"><\/path><\/svg><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-icon-list-child uagb-block-a78e2dbd\"><a target=\"_blank\" aria-label=\"List item\" rel=\"noopener noreferrer\" href=\"tel:+491713449195\"> <\/a><span class=\"uagb-icon-list__source-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M384 32H64C28.65 32 0 60.65 0 96v320c0 35.35 28.65 64 64 64h320c35.35 0 64-28.65 64-64V96C448 60.65 419.3 32 384 32zM351.6 321.5l-11.62 50.39c-1.633 7.125-7.9 12.11-15.24 12.11c-126.1 0-228.7-102.6-228.7-228.8c0-7.328 4.984-13.59 12.11-15.22l50.38-11.63c7.344-1.703 14.88 2.109 17.93 9.062l23.27 54.28c2.719 6.391 .8828 13.83-4.492 18.22L168.3 232c16.99 34.61 45.14 62.75 79.77 79.75l22.02-26.91c4.344-5.391 11.85-7.25 18.24-4.484l54.24 23.25C349.5 306.6 353.3 314.2 351.6 321.5z\"><\/path><\/svg><\/span><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-6c531013 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-uagb-container uagb-block-98028bf8\">\n<p class=\"has-text-align-right has-small-font-size\" style=\"margin-top:0;margin-right:var(--wp--preset--spacing--70);margin-bottom:0;margin-left:0\">*Pflichtfeld<\/p>\n\n\n\n<div data-aos= \"zoom-in\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-forms uagb-forms__outer-wrap uagb-block-e5a7edd4 uagb-forms__medium-btn\"><form class=\"uagb-forms-main-form\" method=\"post\" autocomplete=\"on\" name=\"uagb-form-e5a7edd4\">\n<div class=\"wp-block-uagb-forms-name uagb-forms-name-wrap uagb-forms-field-set uagb-block-705c0bde\"><div class=\"uagb-forms-name-label required uagb-forms-input-label\" id=\"705c0bde\">Name<\/div><input type=\"text\" placeholder=\"\" required class=\"uagb-forms-name-input uagb-forms-input\" name=\"705c0bde\" autocomplete=\"name\"\/><\/div>\n\n\n\n<div class=\"wp-block-uagb-forms-name uagb-forms-name-wrap uagb-forms-field-set uagb-block-71512dbc\"><div class=\"uagb-forms-name-label required uagb-forms-input-label\" id=\"71512dbc\">E-Mail<\/div><input type=\"text\" placeholder=\"\" required class=\"uagb-forms-name-input uagb-forms-input\" name=\"71512dbc\" autocomplete=\"off\"\/><\/div>\n\n\n\n<div class=\"wp-block-uagb-forms-phone uagb-forms-phone-wrap uagb-forms-field-set uagb-block-028ed4ba\"><div class=\"uagb-forms-phone-label required uagb-forms-input-label\" id=\"028ed4ba\">Telefon<\/div><div class=\"uagb-forms-phone-flex\"><select class=\"uagb-forms-input uagb-form-phone-country\" id=\"uagb-form-country-028ed4ba\" name=\"Telefon[]\"><option value=\"+44\">UK (+44)<\/option><option value=\"+1\">USA \/ Canada (+1)<\/option><option value=\"+213\">Algeria (+213)<\/option><option value=\"+376\">Andorra (+376)<\/option><option value=\"+244\">Angola (+244)<\/option><option value=\"+1264\">Anguilla (+1264)<\/option><option value=\"+1268\">Antigua &amp; Barbuda (+1268)<\/option><option value=\"+54\">Argentina (+54)<\/option><option value=\"+374\">Armenia (+374)<\/option><option value=\"+297\">Aruba (+297)<\/option><option value=\"+61\">Australia (+61)<\/option><option value=\"+43\">Austria (+43)<\/option><option value=\"+994\">Azerbaijan (+994)<\/option><option value=\"+1242\">Bahamas (+1242)<\/option><option value=\"+973\">Bahrain (+973)<\/option><option value=\"+880\">Bangladesh (+880)<\/option><option value=\"+1246\">Barbados (+1246)<\/option><option value=\"+375\">Belarus (+375)<\/option><option value=\"+32\">Belgium (+32)<\/option><option value=\"+501\">Belize (+501)<\/option><option value=\"+229\">Benin (+229)<\/option><option value=\"+1441\">Bermuda (+1441)<\/option><option value=\"+975\">Bhutan (+975)<\/option><option value=\"+591\">Bolivia (+591)<\/option><option value=\"+387\">Bosnia Herzegovina (+387)<\/option><option value=\"+267\">Botswana (+267)<\/option><option value=\"+55\">Brazil (+55)<\/option><option value=\"+673\">Brunei (+673)<\/option><option value=\"+359\">Bulgaria (+359)<\/option><option value=\"+226\">Burkina Faso (+226)<\/option><option value=\"+257\">Burundi (+257)<\/option><option value=\"+855\">Cambodia (+855)<\/option><option value=\"+237\">Cameroon (+237)<\/option><option value=\"+238\">Cape Verde Islands (+238)<\/option><option value=\"+1345\">Cayman Islands (+1345)<\/option><option value=\"+236\">Central African Republic (+236)<\/option><option value=\"+56\">Chile (+56)<\/option><option value=\"+86\">China (+86)<\/option><option value=\"+57\">Colombia (+57)<\/option><option value=\"+269\">Comoros (+269)<\/option><option value=\"+242\">Congo (+242)<\/option><option value=\"+682\">Cook Islands (+682)<\/option><option value=\"+506\">Costa Rica (+506)<\/option><option value=\"+385\">Croatia (+385)<\/option><option value=\"+53\">Cuba (+53)<\/option><option value=\"+90392\">Cyprus North (+90392)<\/option><option value=\"+357\">Cyprus South (+357)<\/option><option value=\"+420\">Czech Republic (+420)<\/option><option value=\"+45\">Denmark (+45)<\/option><option value=\"+253\">Djibouti (+253)<\/option><option value=\"+1809\">Dominica (+1809)<\/option><option value=\"+1809\">Dominican Republic (+1809)<\/option><option value=\"+593\">Ecuador (+593)<\/option><option value=\"+20\">Egypt (+20)<\/option><option value=\"+503\">El Salvador (+503)<\/option><option value=\"+240\">Equatorial Guinea (+240)<\/option><option value=\"+291\">Eritrea (+291)<\/option><option value=\"+372\">Estonia (+372)<\/option><option value=\"+251\">Ethiopia (+251)<\/option><option value=\"+500\">Falkland Islands (+500)<\/option><option value=\"+298\">Faroe Islands (+298)<\/option><option value=\"+679\">Fiji (+679)<\/option><option value=\"+358\">Finland (+358)<\/option><option value=\"+33\">France (+33)<\/option><option value=\"+594\">French Guiana (+594)<\/option><option value=\"+689\">French Polynesia (+689)<\/option><option value=\"+241\">Gabon (+241)<\/option><option value=\"+220\">Gambia (+220)<\/option><option value=\"+7880\">Georgia (+7880)<\/option><option value=\"+49\" selected>Germany (+49)<\/option><option value=\"+233\">Ghana (+233)<\/option><option value=\"+350\">Gibraltar (+350)<\/option><option value=\"+30\">Greece (+30)<\/option><option value=\"+299\">Greenland (+299)<\/option><option value=\"+1473\">Grenada (+1473)<\/option><option value=\"+590\">Guadeloupe (+590)<\/option><option value=\"+671\">Guam (+671)<\/option><option value=\"+502\">Guatemala (+502)<\/option><option value=\"+224\">Guinea (+224)<\/option><option value=\"+245\">Guinea &#8211; Bissau (+245)<\/option><option value=\"+592\">Guyana (+592)<\/option><option value=\"+509\">Haiti (+509)<\/option><option value=\"+504\">Honduras (+504)<\/option><option value=\"+852\">Hong Kong (+852)<\/option><option value=\"+36\">Hungary (+36)<\/option><option value=\"+354\">Iceland (+354)<\/option><option value=\"+91\">India (+91)<\/option><option value=\"+62\">Indonesia (+62)<\/option><option value=\"+98\">Iran (+98)<\/option><option value=\"+964\">Iraq (+964)<\/option><option value=\"+353\">Ireland (+353)<\/option><option value=\"+972\">Israel (+972)<\/option><option value=\"+39\">Italy (+39)<\/option><option value=\"+1876\">Jamaica (+1876)<\/option><option value=\"+81\">Japan (+81)<\/option><option value=\"+962\">Jordan (+962)<\/option><option value=\"+7\">Kazakhstan (+7)<\/option><option value=\"+254\">Kenya (+254)<\/option><option value=\"+686\">Kiribati (+686)<\/option><option value=\"+850\">Korea North (+850)<\/option><option value=\"+82\">Korea South (+82)<\/option><option value=\"+965\">Kuwait (+965)<\/option><option value=\"+996\">Kyrgyzstan (+996)<\/option><option value=\"+856\">Laos (+856)<\/option><option value=\"+371\">Latvia (+371)<\/option><option value=\"+961\">Lebanon (+961)<\/option><option value=\"+266\">Lesotho (+266)<\/option><option value=\"+231\">Liberia (+231)<\/option><option value=\"+218\">Libya (+218)<\/option><option value=\"+417\">Liechtenstein (+417)<\/option><option value=\"+370\">Lithuania (+370)<\/option><option value=\"+352\">Luxembourg (+352)<\/option><option value=\"+853\">Macao (+853)<\/option><option value=\"+389\">Macedonia (+389)<\/option><option value=\"+261\">Madagascar (+261)<\/option><option value=\"+265\">Malawi (+265)<\/option><option value=\"+60\">Malaysia (+60)<\/option><option value=\"+960\">Maldives (+960)<\/option><option value=\"+223\">Mali (+223)<\/option><option value=\"+356\">Malta (+356)<\/option><option value=\"+692\">Marshall Islands (+692)<\/option><option value=\"+596\">Martinique (+596)<\/option><option value=\"+222\">Mauritania (+222)<\/option><option value=\"+269\">Mayotte (+269)<\/option><option value=\"+52\">Mexico (+52)<\/option><option value=\"+691\">Micronesia (+691)<\/option><option value=\"+373\">Moldova (+373)<\/option><option value=\"+377\">Monaco (+377)<\/option><option value=\"+976\">Mongolia (+976)<\/option><option value=\"+1664\">Montserrat (+1664)<\/option><option value=\"+212\">Morocco (+212)<\/option><option value=\"+258\">Mozambique (+258)<\/option><option value=\"+95\">Myanmar (+95)<\/option><option value=\"+264\">Namibia (+264)<\/option><option value=\"+674\">Nauru (+674)<\/option><option value=\"+977\">Nepal (+977)<\/option><option value=\"+31\">Netherlands (+31)<\/option><option value=\"+687\">New Caledonia (+687)<\/option><option value=\"+64\">New Zealand (+64)<\/option><option value=\"+505\">Nicaragua (+505)<\/option><option value=\"+227\">Niger (+227)<\/option><option value=\"+234\">Nigeria (+234)<\/option><option value=\"+683\">Niue (+683)<\/option><option value=\"+672\">Norfolk Islands (+672)<\/option><option value=\"+670\">Northern Marianas (+670)<\/option><option value=\"+47\">Norway (+47)<\/option><option value=\"+968\">Oman (+968)<\/option><option value=\"+680\">Palau (+680)<\/option><option value=\"+507\">Panama (+507)<\/option><option value=\"+675\">Papua New Guinea (+675)<\/option><option value=\"+595\">Paraguay (+595)<\/option><option value=\"+51\">Peru (+51)<\/option><option value=\"+63\">Philippines (+63)<\/option><option value=\"+48\">Poland (+48)<\/option><option value=\"+351\">Portugal (+351)<\/option><option value=\"+1787\">Puerto Rico (+1787)<\/option><option value=\"+974\">Qatar (+974)<\/option><option value=\"+262\">Reunion (+262)<\/option><option value=\"+40\">Romania (+40)<\/option><option value=\"+7\">Russia (+7)<\/option><option value=\"+250\">Rwanda (+250)<\/option><option value=\"+378\">San Marino (+378)<\/option><option value=\"+239\">Sao Tome &amp; Principe (+239)<\/option><option value=\"+966\">Saudi Arabia (+966)<\/option><option value=\"+221\">Senegal (+221)<\/option><option value=\"+381\">Serbia (+381)<\/option><option value=\"+248\">Seychelles (+248)<\/option><option value=\"+232\">Sierra Leone (+232)<\/option><option value=\"+65\">Singapore (+65)<\/option><option value=\"+421\">Slovak Republic (+421)<\/option><option value=\"+386\">Slovenia (+386)<\/option><option value=\"+677\">Solomon Islands (+677)<\/option><option value=\"+252\">Somalia (+252)<\/option><option value=\"+27\">South Africa (+27)<\/option><option value=\"+34\">Spain (+34)<\/option><option value=\"+94\">Sri Lanka (+94)<\/option><option value=\"+290\">St. Helena (+290)<\/option><option value=\"+1869\">St. Kitts (+1869)<\/option><option value=\"+1758\">St. Lucia (+1758)<\/option><option value=\"+249\">Sudan (+249)<\/option><option value=\"+597\">Suriname (+597)<\/option><option value=\"+268\">Swaziland (+268)<\/option><option value=\"+46\">Sweden (+46)<\/option><option value=\"+41\">Switzerland (+41)<\/option><option value=\"+963\">Syria (+963)<\/option><option value=\"+886\">Taiwan (+886)<\/option><option value=\"+7\">Tajikstan (+7)<\/option><option value=\"+66\">Thailand (+66)<\/option><option value=\"+228\">Togo (+228)<\/option><option value=\"+676\">Tonga (+676)<\/option><option value=\"+1868\">Trinidad &amp; Tobago (+1868)<\/option><option value=\"+216\">Tunisia (+216)<\/option><option value=\"+90\">Turkey (+90)<\/option><option value=\"+7\">Turkmenistan (+7)<\/option><option value=\"+993\">Turkmenistan (+993)<\/option><option value=\"+1649\">Turks &amp; Caicos Islands (+1649)<\/option><option value=\"+688\">Tuvalu (+688)<\/option><option value=\"+256\">Uganda (+256)<\/option><option value=\"+380\">Ukraine (+380)<\/option><option value=\"+971\">United Arab Emirates (+971)<\/option><option value=\"+598\">Uruguay (+598)<\/option><option value=\"+7\">Uzbekistan (+7)<\/option><option value=\"+678\">Vanuatu (+678)<\/option><option value=\"+379\">Vatican City (+379)<\/option><option value=\"+58\">Venezuela (+58)<\/option><option value=\"+84\">Vietnam (+84)<\/option><option value=\"+84\">Virgin Islands &#8211; British (+1284)<\/option><option value=\"+84\">Virgin Islands &#8211; US (+1340)<\/option><option value=\"+681\">Wallis &amp; Futuna (+681)<\/option><option value=\"+969\">Yemen (North)(+969)<\/option><option value=\"+967\">Yemen (South)(+967)<\/option><option value=\"+260\">Zambia (+260)<\/option><option value=\"+263\">Zimbabwe (+263)<\/option><\/select><input type=\"tel\" required class=\"uagb-forms-phone-input uagb-forms-input\" name=\"Telefon[]\" autocomplete=\"tel-national\"\/><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-forms-textarea uagb-forms-textarea-wrap uagb-forms-field-set uagb-block-79877d7b\"><div class=\"uagb-forms-textarea-label  uagb-forms-input-label\" id=\"79877d7b\">Nachricht<\/div><textarea class=\"uagb-forms-textarea-input uagb-forms-input\" rows=\"2\" placeholder=\"\" name=\"79877d7b\" autocomplete=\"off\"><\/textarea><\/div>\n\n\n\n<div class=\"wp-block-uagb-forms-accept uagb-forms-accept-wrap uagb-forms-field-set uagb-block-8a7c891a\"><input type=\"checkbox\" name=\"8a7c891a\" required value=\"Agree\" class=\"uagb-forms-checkbox\" id=\"uagb-forms-accept-8a7c891a\"\/><label name=\"8a7c891a\" for=\"uagb-forms-accept-8a7c891a\" class=\"uagb-forms-accept-label required\" id=\"8a7c891a\">Ich stimme der Speicherung und Verarbeitung der von mir gemachten Angaben gem\u00e4\u00df der Datenschutzerkl\u00e4rung zum Zweck der Bearbeitung meiner Anfrage zu.<\/label><br\/><\/div>\n<div class=\"uagb-forms-form-hidden-data\"><input type=\"hidden\" class=\"uagb_forms_form_label\" value=\"Spectra Form\"\/><input type=\"hidden\" class=\"uagb_forms_form_id\" value=\"uagb-form-e5a7edd4\"\/><\/div><div class=\"uagb-form-reacaptcha-error-e5a7edd4\"><\/div><div class=\"uagb-forms-main-submit-button-wrap wp-block-button\"><button class=\"uagb-forms-main-submit-button wp-block-button__link\"><div class=\"uagb-forms-main-submit-button-text\">Absenden<\/div><\/button><\/div><\/form><div class=\"uagb-forms-success-message-e5a7edd4 uagb-forms-submit-message-hide\"><span>Vielen Dank f\u00fcr Ihre Anfrage!\n\nWir haben Ihre Nachricht erfolgreich erhalten und werden uns zeitnah bei Ihnen melden.\nUnser Team pr\u00fcft Ihre Angaben und meldet sich in der Regel innerhalb von 24 Stunden.\n\nSollten Sie in der Zwischenzeit Fragen haben, erreichen Sie uns auch direkt telefonisch oder per E-Mail.<\/span><\/div><div class=\"uagb-forms-failed-message-e5a7edd4 uagb-forms-submit-message-hide\"><span>Ihre Anfrage konnte nicht gesendet werden.\n\nBitte \u00fcberpr\u00fcfen Sie Ihre Eingaben und versuchen Sie es erneut.\nSollte das Problem weiterhin bestehen, kontaktieren Sie uns bitte direkt telefonisch oder per E-Mail.<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-88d6c472 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-1da4c94a uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h6 class=\"uagb-ifb-title-prefix\"><strong><strong><strong>FAQ\u200b<\/strong><\/strong><\/strong><\/h6><h2 class=\"uagb-ifb-title\">H\u00e4ufig gestellte Fragen.<\/h2><\/div><\/div><\/div>\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-2e07407a uagb-faq-icon-row-reverse uagb-faq-layout-accordion uagb-faq-expand-first-false uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-a24ea7fa \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Wie soll das Vorsorgekonzept in nur 60 Minuten funktionieren?<\/span><\/div><div class=\"uagb-faq-content\"><p><br><p>Das Konzept ist so gestaltet, dass Selbstst\u00e4ndige und Unternehmer in nur einer Stunde Klarheit \u00fcber ihre Vorsorgem\u00f6glichkeiten gewinnen, indem wir gemeinsam ihre aktuelle Situation pr\u00fcfen, individuelle Strategien entwickeln und das passende Produkt empfehlen, um ihre Altersvorsorge effizient zu gestalten.<\/p><\/p><\/div><\/div><div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-81391c5f \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M352 352c-8.188 0-16.38-3.125-22.62-9.375L192 205.3l-137.4 137.4c-12.5 12.5-32.75 12.5-45.25 0s-12.5-32.75 0-45.25l160-160c12.5-12.5 32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25C368.4 348.9 360.2 352 352 352z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Was sollte ich zu einem Termin mitbringen?<\/span><\/div><div class=\"uagb-faq-content\"><p><br>F\u00fcr eine fundierte und individuelle Beratung gen\u00fcgen in der Regel wenige Unterlagen.<br>Ideal ist es, wenn Sie einen \u00dcberblick \u00fcber Ihr aktuelles Einkommen, bestehende Altersvorsorgevertr\u00e4ge oder steuerliche Informationen (z. B. letzte Steuererkl\u00e4rung) bereithalten.<br>Falls etwas fehlt, ist das kein Problem \u2013 viele Punkte k\u00f6nnen wir auch gemeinsam im Gespr\u00e4ch kl\u00e4ren.<br><br>Wichtig ist vor allem, dass Sie mit Ihren Zielen und Fragen kommen \u2013 alles Weitere ergibt sich dann im Termin.<\/p><\/div><\/div><div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-042f812e \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M352 352c-8.188 0-16.38-3.125-22.62-9.375L192 205.3l-137.4 137.4c-12.5 12.5-32.75 12.5-45.25 0s-12.5-32.75 0-45.25l160-160c12.5-12.5 32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25C368.4 348.9 360.2 352 352 352z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Lohnt sich eine BasisRente wirklich f\u00fcr mich?<\/span><\/div><div class=\"uagb-faq-content\"><p><br><strong>Die BasisRente (auch R\u00fcrup-Rente genannt) ist vor allem eines: ein echtes Steuersparmodell f\u00fcr Menschen mit einem h\u00f6heren Einkommen.<\/strong><br><br>Denn je mehr Sie verdienen \u2013 und je h\u00f6her ihr pers\u00f6nlicher Steuersatz ist \u2013 desto gr\u00f6\u00dfer ist ihr Vorteil bei der Einzahlung. Die Beitr\u00e4ge k\u00f6nnen Sie n\u00e4mlich bis zu einer bestimmten H\u00f6chstgrenze steuerlich geltend machen. So holen Sie sich einen Teil der Altersvorsorge quasi direkt vom Finanzamt zur\u00fcck.<br><br>Doch wie sieht\u2019s aus, wenn Ihr Einkommen (noch) nicht so hoch ist? Dann relativiert sich dieser Vorteil schnell. Denn: Sie k\u00f6nnen nur so viel steuerlich absetzen, wie sie auch an Steuern zahlen.<br><br>Wer wenig versteuert, bekommt auch weniger zur\u00fcck. Und oft bleibt dann nur ein kleines Budget f\u00fcr die Altersvorsorge \u00fcbrig.<br><br><strong>Deshalb gilt: Die BasisRente ist ideal, wenn Sie heute gut verdienen und bereits jetzt clever f\u00fcr sp\u00e4ter vorsorgen m\u00f6chten.<\/strong><\/p><\/div><\/div><div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-3ae90319 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M352 352c-8.188 0-16.38-3.125-22.62-9.375L192 205.3l-137.4 137.4c-12.5 12.5-32.75 12.5-45.25 0s-12.5-32.75 0-45.25l160-160c12.5-12.5 32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25C368.4 348.9 360.2 352 352 352z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Wie wird mein Geld wirklich angelegt?<\/span><\/div><div class=\"uagb-faq-content\"><p><br>Bevor Sie sich Gedanken um Produkte, Tarife und Vertr\u00e4ge machen, sollten Sie sich vor allem eins klarmachen:\u00a0<strong>Was wollen Sie eigentlich erreichen?<\/strong><br><br>Altersvorsorge ist kein \u201eOne-size-fits-all\u201c. Sie ist so individuell wie Ihr Lebensstil. Und genau deshalb lohnt es sich, diesen drei zentrale Fragen zu stellen:<br><br><strong>Was kann \u2013 oder m\u00f6chte \u2013 ich monatlich investieren?<\/strong><br>Oder anders gefragt: Wie viel Rente ben\u00f6tige ich im Alter eigentlich?<br><br><strong>Wie kann ich staatliche F\u00f6rderung oder steuerliche Vorteile f\u00fcr mich optimal nutzen?<\/strong><br>Denn wer clever vorsorgt, profitiert doppelt \u2013 f\u00fcrs Alter und bei der Steuererkl\u00e4rung.<br><br><strong>Sicherheit oder Chancen?<\/strong><br>M\u00f6chten Sie lieber mit einem gewissen Risiko in den Kapitalmarkt investieren \u2013 etwa \u00fcber Fonds oder ETFs? Oder ist Ihnen eine garantierte Auszahlungssumme wichtig, auf die Sie sich verlassen k\u00f6nnen?<br><br>Aus den Antworten ergibt sich dann Ihr ganz pers\u00f6nlicher Vorsorgefahrplan. Und dabei gilt: Was f\u00fcr Sie Sinn ergibt, muss zu ihrem Leben und ihren Zielen passen \u2013 nicht zu irgendjemand anderem.<\/p><\/div><\/div><div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-daf1dad6 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M352 352c-8.188 0-16.38-3.125-22.62-9.375L192 205.3l-137.4 137.4c-12.5 12.5-32.75 12.5-45.25 0s-12.5-32.75 0-45.25l160-160c12.5-12.5 32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25C368.4 348.9 360.2 352 352 352z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Wie wird mit meinen pers\u00f6nlichen Daten und finanziellen Informationen umgegangen?<\/span><\/div><div class=\"uagb-faq-content\"><p><br>Diskretion und Datenschutz haben bei mir oberste Priorit\u00e4t. Alle Angaben, die Sie im Rahmen einer Beratung oder Anfrage machen, werden streng vertraulich behandelt und ausschlie\u00dflich zur individuellen Analyse Ihrer Situation verwendet. Ihre Daten werden weder an Dritte weitergegeben noch f\u00fcr Werbezwecke genutzt.<br><br><strong>Sie k\u00f6nnen sich darauf verlassen, dass Ihre finanzielle Situation und pers\u00f6nlichen Informationen bei uns in sicheren H\u00e4nden sind.<\/strong><\/p><\/div><\/div><div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-9edc60db \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M352 352c-8.188 0-16.38-3.125-22.62-9.375L192 205.3l-137.4 137.4c-12.5 12.5-32.75 12.5-45.25 0s-12.5-32.75 0-45.25l160-160c12.5-12.5 32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25C368.4 348.9 360.2 352 352 352z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">L\u00e4sst sich eine BasisRente k\u00fcndigen?<\/span><\/div><div class=\"uagb-faq-content\"><p><br><strong>BasisRente: Einmal dabei \u2013 was hei\u00dft das eigentlich f\u00fcr Sie?<\/strong><br><br>Wenn Sie sich f\u00fcr eine BasisRente entscheiden, gehen sie eine langfristige Verpflichtung ein. Warum? Weil der Staat Ihnen bei der Altersvorsorge unter die Arme greift \u2013 in Form attraktiver Steuervorteile. Im Gegenzug verlangt er, dass Sie das Geld wirklich f\u00fcr den Ruhestand nutzen. Eine K\u00fcndigung ist deshalb gesetzlich ausgeschlossen.<br><br><strong>Aber keine Sorge: Wenn sich Ihre Lebenssituation \u00e4ndert und Sie den Vertrag nicht weiter besparen m\u00f6chten, k\u00f6nnen sie ihn ganz einfach\u00a0beitragsfrei stellen.<\/strong><br><br>Das hei\u00dft: Sie zahlen nichts mehr ein, aber ihr bisher angespartes Guthaben bleibt ihnen nat\u00fcrlich erhalten. Es arbeitet weiter f\u00fcr Sie \u2013 je nach gew\u00e4hlter Anlagestrategie \u2013 und wird Ihnen sp\u00e4ter als\u00a0<strong>lebenslange Rente<\/strong>\u00a0ausgezahlt. Fr\u00fchestens ab dem\u00a062. Lebensjahr.<br><br><strong>Klingt solide, aber ist Ihnen zu unflexibel? Wir bieten auch andere Vorsorgel\u00f6sungen mit mehr Spielraum.<br>Lassen Sie uns gemeinsam herausfinden, was wirklich zu ihnen und ihr Leben passt.<\/strong><\/p><\/div><\/div><div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-e4292330 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M352 352c-8.188 0-16.38-3.125-22.62-9.375L192 205.3l-137.4 137.4c-12.5 12.5-32.75 12.5-45.25 0s-12.5-32.75 0-45.25l160-160c12.5-12.5 32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25C368.4 348.9 360.2 352 352 352z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Wie hoch sind die Steuern auf die BasisRente bei Auszahlung?<\/span><\/div><div class=\"uagb-faq-content\"><p><br>Auch bei der Auszahlung der BasisRente gilt das Prinzip der <strong>nachgelagerten Besteuerung<\/strong>: Die Rentenzahlungen werden mit Ihrem pers\u00f6nlichen Einkommensteuersatz versteuert. Der prozentuale Anteil, den Sie versteuern m\u00fcssen, h\u00e4ngt vom Jahr Ihres Renteneintritts ab und ist <strong>f\u00fcr die gesamte Rentenbezugsdauer festgeschrieben<\/strong>.<br><br><strong>Bei Renteneintritt im Jahr 2025 betr\u00e4gt der steuerpflichtige Anteil 83,5 %, es bleiben also 16,5 % steuerfrei.<br>Anschlie\u00dfend steigt der Anteil j\u00e4hrlich um 0,5 Prozentpunkte, bis 100 % ab dem Jahr 2058 erreicht sind.<\/strong><\/p><\/div><\/div><div data-aos= \"fade-down\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-780617d5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M192 384c-8.188 0-16.38-3.125-22.62-9.375l-160-160c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L192 306.8l137.4-137.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-160 160C208.4 380.9 200.2 384 192 384z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 384 512\"><path d=\"M352 352c-8.188 0-16.38-3.125-22.62-9.375L192 205.3l-137.4 137.4c-12.5 12.5-32.75 12.5-45.25 0s-12.5-32.75 0-45.25l160-160c12.5-12.5 32.75-12.5 45.25 0l160 160c12.5 12.5 12.5 32.75 0 45.25C368.4 348.9 360.2 352 352 352z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Wie l\u00e4sst sich die BasisRente von der Steuer absetzen?<\/span><\/div><div class=\"uagb-faq-content\"><p><br><p>Durch die Einzahlungen in die BasisRente k\u00f6nnen Sie steuerliche Vorteile in Form von <strong>Sonderausgabenabz\u00fcgen<\/strong> geltend machen. Dies reduziert Ihre Steuerlast im aktuellen Jahr, und die sp\u00e4ter ausgezahlte Rente unterliegt nur der nachgelagerten Besteuerung, was die Altersvorsorge heute, bei einem h\u00f6heren Einkommen, sehr effizient machen kann.<\/p><\/p><\/div><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uag-hide-mob uagb-layout-grid uagb-block-e70aeaba alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-image alignleft uagb-block-4494abda wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-left uag-hide-mob\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/10\/PG_Anzug_25-683x1024.webp ,https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/10\/PG_Anzug_25-scaled.webp 780w, https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/10\/PG_Anzug_25-scaled.webp 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/10\/PG_Anzug_25-683x1024.webp\" alt=\"Philipp Grauli - Altersvorsorge\" class=\"uag-image-3573\" width=\"683\" height=\"1024\" title=\"Philipp Grauli - Altersvorsorge\" loading=\"lazy\" role=\"img\"\/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-ff68fc3f\">\n<div class=\"wp-block-uagb-container uagb-block-069dc12b alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-info-box uagb-block-ff9ca8b1 uagb-infobox__content-wrap  uagb-infobox-icon-above-title uagb-infobox-image-valign-top wp-block-uagb-info-box--has-margin\"><div class=\"uagb-infobox-margin-wrapper\"><div class=\"uagb-ifb-content\"><div class=\"uagb-ifb-title-wrap\"><h3 class=\"uagb-ifb-title\">Jetzt vorsorgen und das Thema abhaken.<\/h3><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-modal uagb-block-cdf53438 uagb-modal-wrapper uag-hide-mob\" data-escpress=\"enable\" data-overlayclick=\"disable\"><div class=\"uagb-spectra-button-wrapper wp-block-button\"><a class=\"uagb-modal-button-link wp-block-button__link uagb-modal-trigger\" href=\"#\" onclick=\"return false;\" target=\"_self\" rel=\"noopener noreferrer\"><span class=\"uagb-modal-content-wrapper\"><span class=\"uagb-inline-editing\">Kostenloses Erstgespr\u00e4ch buchen<\/span><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><div class=\"uagb-effect-default uagb-modal-popup uagb-block-cdf53438 uagb-modal-type-undefined\"><div class=\"uagb-modal-popup-wrap\"><div class=\"uagb-modal-popup-content\">\n<iframe loading=\"lazy\" name=\"BasisRente\" width=\"800px\" height=\"600px\" src=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" scrolling=\"yes\" marginwidth=\"0\" marginheight=\"0\" style=\"border:0px none #ffffff;\"><\/iframe>\n<\/div><button class=\"uagb-modal-popup-close\" aria-label=\"Close Modal\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M310.6 361.4c12.5 12.5 12.5 32.75 0 45.25C304.4 412.9 296.2 416 288 416s-16.38-3.125-22.62-9.375L160 301.3L54.63 406.6C48.38 412.9 40.19 416 32 416S15.63 412.9 9.375 406.6c-12.5-12.5-12.5-32.75 0-45.25l105.4-105.4L9.375 150.6c-12.5-12.5-12.5-32.75 0-45.25s32.75-12.5 45.25 0L160 210.8l105.4-105.4c12.5-12.5 32.75-12.5 45.25 0s12.5 32.75 0 45.25l-105.4 105.4L310.6 361.4z\"><\/path><\/svg><\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-3aee7369 uag-hide-desktop uag-hide-tab\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap \">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-f9a599b2 wp-block-button\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" aria-label=\"\" href=\"https:\/\/module.bookingtime.com\/booking\/organization\/f6sA9EuOHOHdbowPZgW68arlYWsc6erQ\/moduleConfig\/5fDE78LvJs3B8tAOQShid844YzeGa21p\" rel=\"follow noopener\" target=\"_blank\" role=\"button\"><div class=\"uagb-button__link\">Kostenloses Erstgespr\u00e4ch buchen<\/div><span class=\"uagb-button__icon uagb-button__icon-position-after\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" focussable=\"false\"><path d=\"M96 32C96 14.33 110.3 0 128 0C145.7 0 160 14.33 160 32V64H288V32C288 14.33 302.3 0 320 0C337.7 0 352 14.33 352 32V64H400C426.5 64 448 85.49 448 112V160H0V112C0 85.49 21.49 64 48 64H96V32zM448 464C448 490.5 426.5 512 400 512H48C21.49 512 0 490.5 0 464V192H448V464z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background-color is-layout-constrained wp-container-core-group-is-layout-01a0047b wp-block-group-is-layout-constrained\" style=\"min-height:125px;margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50);padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-group alignwide is-content-justification-center is-layout-flex wp-container-core-group-is-layout-c124d1c4 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-flex wp-block-group-is-layout-flex\">\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\"><a href=\"https:\/\/www.axa-betreuer.de\/meyer_schwarz_grauli\/footer\/footer-links\/impressum\" target=\"_blank\" rel=\"noopener\" title=\"\">Impressum<\/a><\/mark><\/strong><\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-ast-global-color-0-color\"><a href=\"https:\/\/www.axa-betreuer.de\/datenschutz\" target=\"_blank\" rel=\"noopener\" title=\"Datenschutz\">Datenschutz<\/a><\/mark><\/strong><\/p>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\">Copyright \u00a9 2026 \u2013 Meyer, Schwarz &amp; Grauli oHG<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kein Verkaufsdruck. Keine Verpflichtung. Nur Klarheit \u2713 Attraktive Steuervorteile \u2713 Lebenslange Rente \u2713 Insolvenzschutz \u2713 Hohe Renditechancen Ihre Angaben. Zu versteuerndes Einkommen (j\u00e4hrlich) \u20ac Geplanter Jahresbeitrag BasisRente \u20ac Ehegattensplitting neinja J\u00e4hrliche Rendite am Kapitalmarkt 3 %4 %5 %6 %7 %8 % Geburtsdatum Ihr Ergebnis. Gesch\u00e4tzte Steuerersparnis (j\u00e4hrlich) \u2013 M\u00f6gliche monatl. Rente mit 67 Jahren \u2013 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3054,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"disabled","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"disabled","ast-disable-related-posts":"","theme-transparent-header-meta":"enabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-3008","page","type-page","status-publish","has-post-thumbnail","hentry"],"uagb_featured_image_src":{"full":["https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/cropped-AXA-Group-Logo-Transparent-Background.png",512,512,false],"thumbnail":["https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/cropped-AXA-Group-Logo-Transparent-Background-150x150.png",150,150,true],"medium":["https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/cropped-AXA-Group-Logo-Transparent-Background-300x300.png",300,300,true],"medium_large":["https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/cropped-AXA-Group-Logo-Transparent-Background.png",512,512,false],"large":["https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/cropped-AXA-Group-Logo-Transparent-Background.png",512,512,false],"1536x1536":["https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/cropped-AXA-Group-Logo-Transparent-Background.png",512,512,false],"2048x2048":["https:\/\/vorsorge-basisrente.de\/wp-content\/uploads\/2025\/08\/cropped-AXA-Group-Logo-Transparent-Background.png",512,512,false]},"uagb_author_info":{"display_name":"meyer.schwarz.grauli@axa.de","author_link":"https:\/\/vorsorge-basisrente.de\/author\/meyer-schwarz-grauliaxa-de"},"uagb_comment_info":0,"uagb_excerpt":"Kein Verkaufsdruck. Keine Verpflichtung. Nur Klarheit \u2713 Attraktive Steuervorteile \u2713 Lebenslange Rente \u2713 Insolvenzschutz \u2713 Hohe Renditechancen Ihre Angaben. Zu versteuerndes Einkommen (j\u00e4hrlich) \u20ac Geplanter Jahresbeitrag BasisRente \u20ac Ehegattensplitting neinja J\u00e4hrliche Rendite am Kapitalmarkt 3 %4 %5 %6 %7 %8 % Geburtsdatum Ihr Ergebnis. Gesch\u00e4tzte Steuerersparnis (j\u00e4hrlich) \u2013 M\u00f6gliche monatl. Rente mit 67 Jahren \u2013&hellip;","_links":{"self":[{"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=\/wp\/v2\/pages\/3008","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3008"}],"version-history":[{"count":337,"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=\/wp\/v2\/pages\/3008\/revisions"}],"predecessor-version":[{"id":3670,"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=\/wp\/v2\/pages\/3008\/revisions\/3670"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=\/wp\/v2\/media\/3054"}],"wp:attachment":[{"href":"https:\/\/vorsorge-basisrente.de\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}